- Centurion Member
- Posts: 4140
- Joined: Thu May 08, 2014 7:42 pm
- Location: United States
kdm31091 wrote:The hysteria over comenity shutdowns continues on MF. People saying how horrible they are. I'm telling you, I don't know which lender these people will use since every lender is "shady" and "horrible" if they have any policy other than "approve everyone for everything they want".
I freakin' love it dude.
Can't wait for Laura to lose half her available credit overnight. 1% util will become 2% and nuclear war will ensue.
Very amusing. A lot of people think having $30k in credit from Amex merits providing proof of income, but having $30k from Comenity somehow doesn't. A big default is a big default, regardless of who the lender is.
JonE wrote:Left the garden last month with Discover and Amazon approvals. I'll probably wait until bare minimum 6 months before applying for any of my last two wish list cards. Need to decide if I want the EDP first (minimum spend bonus is easier to obtain) or the CSP (wont run afoul of the 5x24 rule). If my TU score is improved by mid year I'll probably shoot for CLIs on Amazon. By then I should probably be dropping care credit and possibly Walmart.
EDP signup bonuses vary a lot, so it might be worth waiting for a targeted or seasonal promotion.
Very useful: SchwabPlat, CSP, IHG, Costco (was AA Plat), Freedom, SPG
Somewhat useful: Discover, ED (was EDP), BCE, Hyatt
Plan to PC: Prestige to DC
SD with activity alerts, might close: Arrival and Brooks Bros
Might add: Proper business card, CSR, Ritz, Delta Gold, First Tech, BofA Travel PH