Thanks! I wasn't sure how specific to get. All of my small cards have minimums of $25 and I always pay off $25 + whatever interest has accrued, but more often than not I pay $50 or more per card. I've stopped using all but 2 cards, I alternate store cards (walmart and target) for groceries.
so for instance my cards look like this:
Slate 770/2000 (0% interest til 7/2016 - I would not have a problem paying this down to 0 by then)
Capital One 7200/8000 (0% interest til 7/2016 monthly minimum is about $115)
Quicksilver 685/2500 (interest is only a couple of bucks a month, minimum $25, I always pay more than that)
Walmart 370/2000 (same as quicksilver)
Target 355/3300 (same as quicksilver)
Citicard 700/1700 (same as quicksilver)
Also, the Balance Transfer card, while not charging me interest, still charges me $5 a month ($60 a year member fee).
All the balances for these cards come to a bit less than $3k. If I only paid minimums on everything but the BT (plus interest so the cards steadily go down little by little) that's only 1k, the rest of which I can put towards the Capital One (in addition to the $100 monthly minimum) but I'll still have a large balance on that AND will be carrying a balance on every other card.
I'm leaning towards paying off a couple of the smaller cards right away just to ease up on payments due -now- but I'm worried that'll mean that come july I'll get knocked with a huge amount of interest that'll negate everything I've put towards that card until then.
Thanks for the quick reply, I hope I've helped you help me a bit more