I am currently looking to rebuild my credit and don't want to get declined for a card.
I have heard that banks offer counter off for declined application with different apr etc
Does anybody know which cards offer this?
What kind of counter offer should I expect?
The only counter offers I hear about are generally Bank of America and Discover, and usually the counter offer is just a secured and/or joint version of what you applied for. Also, it's not really a counter offer thing but Capital One offers varying levels of cards for rebuilding, including the QS One that is reasonably easy to qualify for. You may want to look into that.