For just about anything you want to get off your chest about credit cards.
22 posts
User avatar
Centurion Member
Centurion Member
Posts: 4480
Joined: Thu May 08, 2014 7:42 pm
Location: United States

Re: BoA PC

Postby CarefulBuilder14 » Fri Nov 06, 2015 9:37 pm

Tubpbs wrote:
CarefulBuilder14 wrote:They don't have to be big transactions...

I know but it's still a lot for me. I could easily do it intentionally but that's a pain to some degree. I also don't want too many more cards. I don't particularly intend to open any cards that I don't theoretically want to keep long term.

It's a minor pain, and I only make sure I get the 30 in high-MR-earning months. I did that when I paid my car insurance, for example.

I wasn't sure how I'd like the 30-transaction consideration when I got the card. I'm okay with just "topping off" some months with a few trivial transactions. If I had to do it every month after the Costco switch, I might PC (if permitted) to the no-AF ED (a backup plan I liked when getting EDP). Fortunately, I'll have two months of Costco-less EDP use to decide how I feel about the spending change.
Warranties and sketchy merchants: Schwab Platinum
Price rewind: Costco
Travel insurance: Prestige, CSP
Perks: IHG, Hyatt
Rewards/Offers: Discover, Freedom, ED, BCE
Taxes/Misc: SPG

Limited value, might close: Arrival

Might add: First Tech, proper business card

Centurion Member
Centurion Member
Posts: 1054
Joined: Mon Oct 19, 2015 2:08 pm

Re: BoA PC

Postby Tubpbs » Fri Nov 06, 2015 9:49 pm

I've considered the potential ability to PC to the ED and drop the annual fee.

The EDP is on my list of maybies for the future. It is a small list too.
Amex - BCP, Platinum, Business Gold
BoA - BankAmericard Cash Rewards
Chase - Freedom, CSP, RC, Ink Plus
Citi - DC, Prestige
Discover - It

Return to “General Credit Card Talk”

Who is online

Users browsing this forum: No registered users and 3 guests