- Centurion Member
- Posts: 234
- Joined: Wed Feb 18, 2015 9:04 pm
- Location: Texas
Eh, I pretty much live in the garden and as a result have very few inquiries.
I have 1 inq on Experian for my Citi Double Cash that is right at a year old. That was certainly 'worth it' to me. I love my Double Cash card!
I also have 1 inq on my TransUnion for a BofA credit limit increase. It was a couple thousand lower than my CLs on Discover, Chase, and Citi so I requested and received a bump to bring it in line with them...I didn't really need it, but I do enjoy that my limits are exactly the same now across BofA, Citi, and Chase, and just a bit higher on Discover.
I haven't pulled Equifax recently, but it should be clean of inqs unless either Citi or BofA double pulled.
I don't anticipate leaving the garden any time in the next few months. Unless something really appealing comes along my next app will probably be for the Amex BCE, but I won't be interested in applying for it for at least another 4-6 months. I PIF but I like to keep a 0% into APR card handy 'just in case' and my Double Cash had an 18 month intro when I got it, so I still have 6 months left. No point in doubling up on 0% intros, especially since I really can't think of any other cards I'll be interested in after the BCE...unless something new and enticing comes along of course. So I'll probably try to snag what seems like the most appealing signup bonus on the BCE sometime in early-to-mid 2016.