Does anybody work in the CC industry?

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JRG1392
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Does anybody work in the CC industry?

Postby JRG1392 » Wed Oct 28, 2015 12:53 pm

I'm a recent finance graduate with limited experience and trying to get into the credit card industry. Does anybody work in card services (other than customer support), and if yes, how did you start off/end up there? There's some financial analyst positions that are 0-2 years of experience required at AmEx but even on those I'm not getting any traction. Definitely have the passion for the industry and have the product knowledge, but lack of experience is killing me and I don't know where to start? I had a 3.77 GPA as a finance major, but my IT/Manufacturing internship is unfortunately not relevant at all.

Any advice anybody has would be much appreciated!

Thank you,
Josh
American Express Zync ~ NPSL
American Express Everyday ~ $2000
Bank of America Travel Rewards ~ $1500
Chase Freedom ~ $2500
AU Capital One Venture One ~ $5000


jcarte29
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Re: Does anybody work in the CC industry?

Postby jcarte29 » Wed Oct 28, 2015 3:23 pm

You should get into car sales (or almost any sales field). While a background in finance is preferred, but not required (very impressive btw), you can make a lot of money not only on the floor sellin, but eventually in management and finance.

Take a look at it, you might be surprised how many sales fields springboard into a banking/credit card career.
Portfolio:
CITI Diamond Preferred $7,000 [06-16]
AMEX Platinum (Charge) [11-16]
AMEX EDay $12,000 [11-14]
Lowes Store $15,000 [4-14]
CSP VISA $6,000 [7-14]
GM MC $9,000 [9-14]
AAdvantage Red MC $10,350 [10-14]
Discover IT $4,500 [03-15]
Chase Marriott VISA $5,000 [04-15]
Cap One Quick $2,600[4-10]

JRG1392
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Location: Kansas City, KS

Re: Does anybody work in the CC industry?

Postby JRG1392 » Wed Oct 28, 2015 5:56 pm

jcarte29 wrote:You should get into car sales (or almost any sales field). While a background in finance is preferred, but not required (very impressive btw), you can make a lot of money not only on the floor sellin, but eventually in management and finance.

Take a look at it, you might be surprised how many sales fields springboard into a banking/credit card career.


Believe me, I've thought about it. I just can't see myself enjoying or think I'd be successful in a sales environment. I want to do something I'm passionate about. Entry level positions with AmEx, Visa, Chase or whoever exist - I don't see any reason why I shouldn't start there. Just haven't found the right way in yet.
American Express Zync ~ NPSL
American Express Everyday ~ $2000
Bank of America Travel Rewards ~ $1500
Chase Freedom ~ $2500
AU Capital One Venture One ~ $5000

jcarte29
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Location: Charlotte, NC

Re: Does anybody work in the CC industry?

Postby jcarte29 » Wed Oct 28, 2015 9:57 pm

JRG1392 wrote:
jcarte29 wrote:You should get into car sales (or almost any sales field). While a background in finance is preferred, but not required (very impressive btw), you can make a lot of money not only on the floor sellin, but eventually in management and finance.

Take a look at it, you might be surprised how many sales fields springboard into a banking/credit card career.


Believe me, I've thought about it. I just can't see myself enjoying or think I'd be successful in a sales environment. I want to do something I'm passionate about. Entry level positions with AmEx, Visa, Chase or whoever exist - I don't see any reason why I shouldn't start there. Just haven't found the right way in yet.



Just remember, in one way or the other, every job environment is sales-based in some degree, and you have to have confidence that you can be successful in anything and everything you do professionally.

Bills won't pay themselves while you "find the right way."
Portfolio:
CITI Diamond Preferred $7,000 [06-16]
AMEX Platinum (Charge) [11-16]
AMEX EDay $12,000 [11-14]
Lowes Store $15,000 [4-14]
CSP VISA $6,000 [7-14]
GM MC $9,000 [9-14]
AAdvantage Red MC $10,350 [10-14]
Discover IT $4,500 [03-15]
Chase Marriott VISA $5,000 [04-15]
Cap One Quick $2,600[4-10]

JRG1392
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Posts: 16
Joined: Thu Jan 31, 2013 10:00 pm
Location: Kansas City, KS

Re: Does anybody work in the CC industry?

Postby JRG1392 » Wed Oct 28, 2015 10:34 pm

jcarte29 wrote:
JRG1392 wrote:
jcarte29 wrote:You should get into car sales (or almost any sales field). While a background in finance is preferred, but not required (very impressive btw), you can make a lot of money not only on the floor sellin, but eventually in management and finance.

Take a look at it, you might be surprised how many sales fields springboard into a banking/credit card career.


Believe me, I've thought about it. I just can't see myself enjoying or think I'd be successful in a sales environment. I want to do something I'm passionate about. Entry level positions with AmEx, Visa, Chase or whoever exist - I don't see any reason why I shouldn't start there. Just haven't found the right way in yet.


Just remember, in one way or the other, every job environment is sales-based in some degree, and you have to have confidence that you can be successful in anything and everything you do professionally.

Bills won't pay themselves while you "find the right way."


I had been considering, and almost accepted, an investment banking analyst position. But at the last minute the managing partner delayed a few more months to do more testing in January. While I haven't said no, I'm obviously trying to find other opportunities in the mean time. Anyways, IB is very sales oriented, and I think I'd quite successful at it - but I just can't see myself in a traditional sales role. There's not anything wrong with sales, I just need the mental struggle that comes from analyst jobs, or the creativity that comes from marketing or product development.

One of the things I have a passion for is credit cards, and I actually want to enjoy my job - and I have faith and patience to make sure that happens. I was just checking in here to see if anybody had any ideas, or specific insight or experience.
American Express Zync ~ NPSL
American Express Everyday ~ $2000
Bank of America Travel Rewards ~ $1500
Chase Freedom ~ $2500
AU Capital One Venture One ~ $5000

dickey1331
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Re: Does anybody work in the CC industry?

Postby dickey1331 » Thu Oct 29, 2015 1:14 am

It will be hard to get a job with Visa as from my understanding they have very few people actually employed.
Platinum Delta Skymiles $12,900
Marriott Rewards Premier $12,000
Discover IT $12,000
USAA Cash Rewards $11,000
American Express Blue Cash Preferred $10,000
Chase Sapphire Preferred $6,500
Best Buy $6,000
Chase Freedom $4,500
Zales $4,000
Amazon Prime $4,000

JRG1392
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Joined: Thu Jan 31, 2013 10:00 pm
Location: Kansas City, KS

Re: Does anybody work in the CC industry?

Postby JRG1392 » Thu Oct 29, 2015 11:46 am

dickey1331 wrote:It will be hard to get a job with Visa as from my understanding they have very few people actually employed.

Yes absolutely. From my experience regularly checking their career website, Visa seems to focus on the technology aspects, and leaves the financial and product aspects to the banks. My focus is currently on AmEx - I love the products and I also where they have their headquarters.
American Express Zync ~ NPSL
American Express Everyday ~ $2000
Bank of America Travel Rewards ~ $1500
Chase Freedom ~ $2500
AU Capital One Venture One ~ $5000

dickey1331
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Posts: 229
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Location: Houston, TX

Re: Does anybody work in the CC industry?

Postby dickey1331 » Sat Oct 31, 2015 2:47 am

JRG1392 wrote:
dickey1331 wrote:It will be hard to get a job with Visa as from my understanding they have very few people actually employed.

Yes absolutely. From my experience regularly checking their career website, Visa seems to focus on the technology aspects, and leaves the financial and product aspects to the banks. My focus is currently on AmEx - I love the products and I also where they have their headquarters.


I think someone who worked for AMEX used to post here but I'm not 100% certain.
Platinum Delta Skymiles $12,900
Marriott Rewards Premier $12,000
Discover IT $12,000
USAA Cash Rewards $11,000
American Express Blue Cash Preferred $10,000
Chase Sapphire Preferred $6,500
Best Buy $6,000
Chase Freedom $4,500
Zales $4,000
Amazon Prime $4,000

JRG1392
Green Member
Green Member
 
Posts: 16
Joined: Thu Jan 31, 2013 10:00 pm
Location: Kansas City, KS

Re: Does anybody work in the CC industry?

Postby JRG1392 » Sun Nov 01, 2015 12:31 pm

dickey1331 wrote:
JRG1392 wrote:
dickey1331 wrote:It will be hard to get a job with Visa as from my understanding they have very few people actually employed.

Yes absolutely. From my experience regularly checking their career website, Visa seems to focus on the technology aspects, and leaves the financial and product aspects to the banks. My focus is currently on AmEx - I love the products and I also where they have their headquarters.


I think someone who worked for AMEX used to post here but I'm not 100% certain.


Interesting, thank you. I kind of remember that too, so I'm going to go create a post in the Amex forum and see if anybody bites.
American Express Zync ~ NPSL
American Express Everyday ~ $2000
Bank of America Travel Rewards ~ $1500
Chase Freedom ~ $2500
AU Capital One Venture One ~ $5000



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