Vattené wrote:Others may know more than I do here, but I see no reason why it should matter. As an authorized user she is only able to spend on it, but as the primary account holder you are solely responsible for paying on the account. It's not like she is applying for something in her name and potentially exposing Chase to any more risk.
It certainly DOES happen that issuers refuse to add an AU if the AU has burned the issuer before in a big way.
That said, your wife has been paying the card off, and hasn't defaulted. I'd be very surprised if Chase refused your request to add her.