email@example.com wrote:My Marriott Visa Sig. card online is listed as a Credit Limit of 5K, but over the phone it is said as a Credit Access Line. Having read about these two, how do they report the Marriott card to the Bureaus? Since it has 5K as a limit, is it reported like a Credit Limit? Thanks
Most NPSL credit cards report limits these days and that limit is factored into your revolving utilization. The NPSL part is just what allows to you exceed the limit.
firstname.lastname@example.org wrote:so not too bad on the utilization %?
Limit is just half the question. Revolvling utilization will also depend on the balance that reports.