Sweet Sign up Bonuses

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[email protected]
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Sweet Sign up Bonuses

Postby [email protected] » Thu Oct 15, 2015 10:19 am

SWEET!!! will receive $100 bonus on my next BOA cash rewards card statement(10-28) ($500 in first 90 days=$100 bonus) & will get the same on my next Chase freedom card statement(10-20). Opened BOA card on 7-31-15, and Chase Freedom on 9-01-15. Will use both as statement credits on future balances.


Discover it $1,000 CL (7-29-15)
Chase Slate Visa $2,200 CL (7-31-15)
BOA cash rewards Visa $1,500 CL (7-31-15)
Chase Freedom Visa 3,500 CL (9-01-15)
Cap one Quicksilver one MC $500 CL 9-09-15)
Discover it $3.5K
BOA CR Visa Sig. $25K
Chase Freedom Visa $2K
Chase MRP Visa Sig. $5K
Cap 1 Vent Visa Sig. $13K
Citi HH Visa Sig. $10.1K
AMEX Plat NPSL
AMEX BCP $20K
AMEX Gold Delta SM $8K
BC AR + WEMC $3.5K
Cap 1 Spark Cash Bus Visa Sig. $4k
Chase Ink Cash Busin Visa Sig. $5K


Kevin86475391
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Re: Sweet Sign up Bonuses

Postby Kevin86475391 » Thu Oct 15, 2015 5:37 pm

Nice! Congrats! I have both these cards and love them. The bonuses are icing on the cake! :cool:

ingramjuan
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Re: Sweet Sign up Bonuses

Postby ingramjuan » Thu Oct 15, 2015 7:36 pm

Nice bonus! Notice in your card line up, you open 5 credit cards all within the same year within a 6 month period? How did that happen and did your credit score suffer?
CARDS:
Capital One Platinum (2001) |Capital One QuickSilver World (2002) | Amex Gold Delta (2013) | Best Buy Visa (2013) |Discover It (2015) | Amex Platinum (2015)

Gardening Since: June, 2015

Next Cards:
Personal: Chase Freedom Unlimited
Business: Amex Plum
Store Card: Lowes

[email protected]
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Re: Sweet Sign up Bonuses

Postby [email protected] » Thu Oct 15, 2015 7:51 pm

ingramjuan wrote:Nice bonus! Notice in your card line up, you open 5 credit cards all within the same year within a 6 month period? How did that happen and did your credit score suffer?


Yeah, I am new at this, thought I needed more accounts as I was getting scores and comments saying not enough accounts, but now I know I should have spread them out some, yeah my latest fico on Chase online is 704, and on discover is 742, but newest account just now showing up. Hindsight is 20/20...LOL
Discover it $3.5K
BOA CR Visa Sig. $25K
Chase Freedom Visa $2K
Chase MRP Visa Sig. $5K
Cap 1 Vent Visa Sig. $13K
Citi HH Visa Sig. $10.1K
AMEX Plat NPSL
AMEX BCP $20K
AMEX Gold Delta SM $8K
BC AR + WEMC $3.5K
Cap 1 Spark Cash Bus Visa Sig. $4k
Chase Ink Cash Busin Visa Sig. $5K

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CarefulBuilder14
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Re: Sweet Sign up Bonuses

Postby CarefulBuilder14 » Thu Oct 15, 2015 11:32 pm

Two other options worth considering:

1. Take the rewards as cash/checking deposits. Apply the funds to your wife's Freedom, since the other cards are at 0%.

2. Hold onto your Freedom bonus (as well as any of your wife's points, since marital point transfers are allowed) in case at least one of you later gets a CSP.
Very useful: SchwabPlat, CSP, IHG, Costco (was AA Plat), Freedom, SPG, Prestige (retention)
Somewhat useful: Discover, ED (was EDP), BCE, Hyatt
SD with activity alerts, might close: Arrival

Might add: Proper business card, CSR, Ritz, Delta Gold, First Tech, BofA Travel PH, Aviator Red

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Vattené
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Re: Sweet Sign up Bonuses

Postby Vattené » Fri Oct 16, 2015 8:24 am

I'm assuming you also got Discover's unorthodox bonus of doubling all your cash back after a year of card membership? You'll have to wait for it, but if you put some spending through the card that bonus could be very lucrative!

[email protected] wrote:Yeah, I am new at this, thought I needed more accounts as I was getting scores and comments saying not enough accounts, but now I know I should have spread them out some, yeah my latest fico on Chase online is 704, and on discover is 742, but newest account just now showing up. Hindsight is 20/20...LOL

Honestly, if you won't need to apply for major credit needs in the near future, your approach isn't that bad. Opening that many accounts at once will tank your AAoA in the short term, yes. But if your next big credit need is financing a car in three years, for example, your credit history will be that much more established by that point.
-Vattené
FICO-8:
EX - 827 (4/17) | TU - 812 (4/17)
Primary Cards:
American Express EveryDay - $20,000 (10/14)
Discover it - $23,000 (2/14)
AU on Barclay Sallie Mae - $10,000 (8/15)
plus several store accounts of varying usefulness now

[email protected]
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Re: Sweet Sign up Bonuses

Postby [email protected] » Fri Oct 16, 2015 9:23 am

CarefulBuilder14 wrote:Two other options worth considering:

1. Take the rewards as cash/checking deposits. Apply the funds to your wife's Freedom, since the other cards are at 0%.

2. Hold onto your Freedom bonus (as well as any of your wife's points, since marital point transfers are allowed) in case at least one of you later gets a CSP.


Thanks. I did not know about the Marital points transfer, and good idea about her Freedom account. For now, only other card I want is the Marriott Rewards Premier Signature Visa, but it may be a while. I was thinking about trying to reallocate some of my Slate Credit Line to my Freedom card to get the CL on it up to 5K, as I may not use the Slate much anymore. Was wondering if having a card with a 5K CL would help any with the Marriott card in the Future.
Discover it $3.5K
BOA CR Visa Sig. $25K
Chase Freedom Visa $2K
Chase MRP Visa Sig. $5K
Cap 1 Vent Visa Sig. $13K
Citi HH Visa Sig. $10.1K
AMEX Plat NPSL
AMEX BCP $20K
AMEX Gold Delta SM $8K
BC AR + WEMC $3.5K
Cap 1 Spark Cash Bus Visa Sig. $4k
Chase Ink Cash Busin Visa Sig. $5K

Vermonster
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Re: Sweet Sign up Bonuses

Postby Vermonster » Fri Oct 16, 2015 9:52 am

[email protected] wrote:Was wondering if having a card with a 5K CL would help any with the Marriott card in the Future.


Marriott is a Visa Sig, which means it has a minimum limit of $5k. Chase is known to prefer people have at least one $5k card before handing out a CSP. But you already have over $5k with Chase so I don't see any of that being an issue for you. Also not sure if Marriott has the same requirements as CSP, but they are very similar cards, so if you can get one, you can get the other.
Chase Freedom $9k~~Chase Sapphire Preferred $6.5k~~Amex Blue Cash Preferred $12.4k~~Citi Double Cash $4.7k

[email protected]
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Re: Sweet Sign up Bonuses

Postby [email protected] » Fri Oct 16, 2015 9:58 am

Vermonster wrote:
[email protected] wrote:Was wondering if having a card with a 5K CL would help any with the Marriott card in the Future.


Marriott is a Visa Sig, which means it has a minimum limit of $5k. Chase is known to prefer people have at least one $5k card before handing out a CSP. But you already have over $5k with Chase so I don't see any of that being an issue for you. Also not sure if Marriott has the same requirements as CSP, but they are very similar cards, so if you can get one, you can get the other.


Thanks
Discover it $3.5K
BOA CR Visa Sig. $25K
Chase Freedom Visa $2K
Chase MRP Visa Sig. $5K
Cap 1 Vent Visa Sig. $13K
Citi HH Visa Sig. $10.1K
AMEX Plat NPSL
AMEX BCP $20K
AMEX Gold Delta SM $8K
BC AR + WEMC $3.5K
Cap 1 Spark Cash Bus Visa Sig. $4k
Chase Ink Cash Busin Visa Sig. $5K



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