credit card debt advice

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Re: credit card debt advice

Postby Vattené » Tue Oct 13, 2015 10:41 am

takeshi wrote:
Vattené wrote:If you're cards are consistently nearly maxed out, you will look risky to banks

One does not need to max or be near maxed to look risky. That's just an extreme case.

(excellent point - I was just trying to point out that carrying balances won't necessarily hurt your credit score, but it should still be a goal to avoid this for other financial reasons)
EX - 804 (10/16) | TU - 803 (10/16)
Primary Cards:
American Express EveryDay - $20,000 (10/14)
Discover it - $23,000 (2/14)
AU on Barclay Sallie Mae - $10,000 (8/15)
plus several store accounts of varying usefulness now

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