kdm31091 wrote:I'm in the garden indefinitely. Unless one of my cards changes significantly, I have enough for my spend (more than enough really) and accrue pretty decent rewards. I'm not one to chase after every extra penny by opening a special new card for every extra 0.5% on every possible category I may spend on. To me that's ridiculous and a waste of time, but to each their own.
People have stated there are rumors about a new card from Capital One coming out soon but I don't see what they would really do since they already have a psuedo "travel" card and a regular cash back card so I guess the new card would probably be some rotating category thing, which I honestly have grown weary of. It's annoying waiting to see what Discover will decide on for 5% each quarter. Generally, they make "good", broad selections, but I wish the card just had a few permanent categories. Q4 isn't bad, dept, clothing and Amazon but those are not exactly a bulk of my spend so it hasn't gotten much use. Perhaps the dept store thing will come in handy for Christmas shopping, but I can elect that on my cash+ also, so...meh.
I would not be surprised if Citi is releasing some new or a new card (other than the Costco card). My fiancé has the Diamond Preferred and they send her an offer for the Double Cash about twice a week, if not more. She earns nothing on the Diamond Preferred and spends decent money on it so, despite her aversion to listening to me on credit-related matters of any kind, she is interested in PCing to the double cash but does not want another card and so won't apply directly. She called a couple months ago and they told her to call after October 1 or something like that. She ended up calling about a week or so ago and they told her that no PCs will be granted to anyone for a couple of months because they are making a lot of changes to their card offerings or something fairly close to that / along those lines.
I also think someone else posted that they are saying the same type of thing on MyFICO. I'm not sure. She wouldn't push them if they told her no, so that's also a factor I suppose. But the point was that he told her that there are changes coming to the card portfolio overall as I understood it...