Credit Bureau reporting

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gregshelley@scrtc.com
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Credit Bureau reporting

Postby gregshelley@scrtc.com » Thu Sep 24, 2015 5:09 pm

I was just wondering how much of a delay there is in your credit reports. I have 5 credit card accounts, 3 of them were opened at the end of July, 1 the end of august, and 1 the first week of September. I have made 3 payments one, 2 payments on 2 others, just got the first statement on the 4th one (no payments yet) and no statements yet on the 5th one. My Credit Karma is showing I only have 3 accounts, and have only 1 total payments. Is this something I need to investigate, or give more time? Thanks
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CarefulBuilder14
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Re: Credit Bureau reporting

Postby CarefulBuilder14 » Thu Sep 24, 2015 5:38 pm

It depends on the issuer. Barclaycard can take less than 24 hours. Amex can take 1.5 to 2 months.
Wallet: Prestige CSP SchwabPlat Freedom It Hyatt SallieMae AAPlat
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Letting new accounts cool off since May
Really not sure what I'll add next or when

gregshelley@scrtc.com
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Location: Kentucky

Re: Credit Bureau reporting

Postby gregshelley@scrtc.com » Thu Sep 24, 2015 6:04 pm

Thanks Carefulbuilder
Discover it $3k
BOA CR Visa Sig. $18K
Chase Freedom Visa $2K
Chase MRP Visa Sig. $5K
Cap 1 Vent Visa Sig. $13K
Citi HH Visa Sig. $8.5K
AMEX Plat NPSL
AMEX BCP $20K
AMEX Gold Delta SM $8K
BC AR + WEMC $3.5K
Cap 1 Spark Busin Visa $2K
Chase Ink Cash Busin Visa Sig. $5K

ingramjuan
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Re: Credit Bureau reporting

Postby ingramjuan » Thu Sep 24, 2015 7:52 pm

possible 2 months
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Capital One Platinum (2001) |Capital One QuickSilver World (2002) | Amex Gold Delta (2013) | Best Buy Visa (2013) |Discover It (2015) | Amex Platinum (2015)

Gardening Since: June, 2015

Next Cards:
Personal: Chase Freedom Unlimited
Business: Amex Plum
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Vermonster
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Re: Credit Bureau reporting

Postby Vermonster » Thu Sep 24, 2015 8:36 pm

My amex was over 2 months. I requested the 61 day CLI before it first showed on my report. And I was pulling straight from Experian.

Good news is that is will correctly show all information when it does report. So you're not losing any data.
Chase Freedom $9k~~Chase Sapphire Preferred $6.5k~~Amex Blue Cash Preferred $12.4k~~Citi Double Cash $4.7k

takeshi
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Re: Credit Bureau reporting

Postby takeshi » Mon Sep 28, 2015 11:22 am

gregshelley@scrtc.com wrote:I was just wondering how much of a delay there is in your credit reports.

As stated above it varies by and even with a given creditor. There's also a difference between when an account first reports and how the account reports on a routine basis. For the latter, the delay is typically not the creditor reporting but the CRA updating reports.

gregshelley@scrtc.com wrote:Is this something I need to investigate, or give more time? Thanks

Relax and let it do its thing.

gregshelley@scrtc.com
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Location: Kentucky

Re: Credit Bureau reporting

Postby gregshelley@scrtc.com » Wed Sep 30, 2015 12:14 pm

Relax and let it do its thing.[/quote]


Thanks
Discover it $3k
BOA CR Visa Sig. $18K
Chase Freedom Visa $2K
Chase MRP Visa Sig. $5K
Cap 1 Vent Visa Sig. $13K
Citi HH Visa Sig. $8.5K
AMEX Plat NPSL
AMEX BCP $20K
AMEX Gold Delta SM $8K
BC AR + WEMC $3.5K
Cap 1 Spark Busin Visa $2K
Chase Ink Cash Busin Visa Sig. $5K



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