Elijahmex wrote:Vermonster wrote:You should make sure to get your reports from Experian and Equifax too. If there is a derog on them you need to deal with it on all 3.
I would wait on doing anything until you deal with this derog. It will be really, really hard to do much of anything until this is fixed. Plus you should be in much better shape after it is cleared up and you would hate to have a secured card at that point.
Snap I automatically assumed it would be taken care of for all 3.
So I need to contact the other 2 and file investigations? I hate this situation. I'm actually thinking about getting a lawyer involved
Yeah, I believe you need to contact all 3. There is a chance one investigation could remove it from all 3 but I doubt it.
I would wait on the lawyer until after the first investigation. I personally have never been through this, but I would assume if everything you say is true, it will be resolved quickly.