My Credit is only 6 months old, have a few Q's FINAL UPDATE

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Vermonster
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Re: My Credit is only 6 months old, have a few Q's

Postby Vermonster » Mon Sep 21, 2015 3:07 pm

Elijahmex wrote:
Vermonster wrote:You should make sure to get your reports from Experian and Equifax too. If there is a derog on them you need to deal with it on all 3.

I would wait on doing anything until you deal with this derog. It will be really, really hard to do much of anything until this is fixed. Plus you should be in much better shape after it is cleared up and you would hate to have a secured card at that point.


Snap I automatically assumed it would be taken care of for all 3.

So I need to contact the other 2 and file investigations? I hate this situation. I'm actually thinking about getting a lawyer involved


Yeah, I believe you need to contact all 3. There is a chance one investigation could remove it from all 3 but I doubt it.

I would wait on the lawyer until after the first investigation. I personally have never been through this, but I would assume if everything you say is true, it will be resolved quickly.
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Elijahmex
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Re: My Credit is only 6 months old, have a few Q's

Postby Elijahmex » Tue Sep 29, 2015 3:12 pm

Vermonster wrote:
Elijahmex wrote:
Vermonster wrote:You should make sure to get your reports from Experian and Equifax too. If there is a derog on them you need to deal with it on all 3.

I would wait on doing anything until you deal with this derog. It will be really, really hard to do much of anything until this is fixed. Plus you should be in much better shape after it is cleared up and you would hate to have a secured card at that point.


Snap I automatically assumed it would be taken care of for all 3.

So I need to contact the other 2 and file investigations? I hate this situation. I'm actually thinking about getting a lawyer involved


Yeah, I believe you need to contact all 3. There is a chance one investigation could remove it from all 3 but I doubt it.

I would wait on the lawyer until after the first investigation. I personally have never been through this, but I would assume if everything you say is true, it will be resolved quickly.


Good news good news! So today I received the investigation results from Transunion and this crap derogatory civil judgement was deleted off of my report :lift:

However it's still on my other 2 reports so I contacted them and asked to do the same investigation. I pray to God it gets deleted off of Experian and Equifax.
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Elijahmex
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Re: My Credit is only 6 months old, have a few Q's UPDATE

Postby Elijahmex » Tue Sep 29, 2015 4:49 pm

BTW A huge thanks to those who contributed to my thread and gave me feedback and/or advice. This is really a great forum :)
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Kevin86475391
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Re: My Credit is only 6 months old, have a few Q's UPDATE

Postby Kevin86475391 » Tue Sep 29, 2015 9:00 pm

That's fantastic! Congrats and good luck on the other two investigations!

Elijahmex
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Re: My Credit is only 6 months old, have a few Q's UPDATE

Postby Elijahmex » Tue Oct 06, 2015 4:35 pm

Kevin86475391 wrote:That's fantastic! Congrats and good luck on the other two investigations!


Thanks Kevin!
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Elijahmex
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Re: My Credit is only 6 months old, have a few Q's FINAL UPDATE

Postby Elijahmex » Tue Oct 06, 2015 4:37 pm

So I am happy to say NO MO' DER. MARKS ON MY REPOOOOOOOORT!!

It's been delete off all 3!!! Man it feels good to have a clean report :lift: :lift:
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