- Centurion Member
- Posts: 3963
- Joined: Thu May 08, 2014 7:42 pm
- Location: United States
Casher wrote:I use my cards heavily and typically pay every week. This typically prevents the balances from showing on the CBR and the score seems a few points higher since I started doing this (from 798 to 811).
At 798 you probably don't need to worry about utilization!
Why pay every week? Assuming your spending isn't excessive for your reported income, I'd expect banks would give you a very high CL with your credit. Maybe you spend a lot on a business card or have other reimbursable expenses?
I assume you're talking about a regular (non-specialized) FICO score which only goes up to 850.
Keeping indefinitely: IHG, SchwabPlat, CSP, Discover, Freedom, ED, BCE, Hyatt
May close or PC: Prestige, Arrival, BrooksBros
AA Platinum converting into Costco
Might add: Proper business card, CSR, Ritz, Delta Gold, First Tech
Letting new accounts cool off since May