No apps in the near future. I did get my first Discover mailer, which was exciting. But it gave an APR range so I know it means nothing. I'd like a Discover at some point but I don't have a need for another card right now.
I'll have to add a student loan this month of about 9k.
I finally got my wife on my CSP as an AU, even though I missed the 5k bonus points by like 3 weeks. She has impeccable timing.
My goal this month is to get util under 30% (currently at 36%). We're going to be moving in December and the new place will pull our credit report and base our security deposit on our scores. If we have over a 740 it is $300. Right now my wife is at a 747 and I'm at 697. I want to be over 700 and hope she can stay above 740.