Metal card without annual fee?

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onechannel
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Metal card without annual fee?

Postby onechannel » Thu Aug 27, 2015 7:17 am

From the little bit of research I've done, it looks like all the metal credit cards have annual fees:

- Marriott Card from Chase : $85
- Chase Sapphire Preferred: $95
- Chase MileagePlus Club: $450
- Chase Ritze-Carlton Rewards: $395
- JP Morgan Palladium: $595
- American Express Centurion: $2500

The first two are well into the realm of feasibility, even if the only reason is to have something nice looking in your wallet, setting aside the benefits that they have to offer. Still, it would be excellent to have a metal card without an annual fee.

Are there any metal cards without annual fees?


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CarefulBuilder14
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Re: Metal card without annual fee?

Postby CarefulBuilder14 » Thu Aug 27, 2015 12:41 pm

I think your priorities are out of place, but to answer your question:

Some recently-issued VentureOne cards are metal. I don't know if all new ones are metal, or if you can get one on request.
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kdm31091
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Re: Metal card without annual fee?

Postby kdm31091 » Thu Aug 27, 2015 8:29 pm

CarefulBuilder14 wrote:I think your priorities are out of place, but to answer your question:

Some recently-issued VentureOne cards are metal. I don't know if all new ones are metal, or if you can get one on request.


Agreed. I mean seriously, don't get a card just because it's metal.

Anyway, Venture One is about all I can think of and that's a long shot, not a guaranteed metal card.

takeshi
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Re: Metal card without annual fee?

Postby takeshi » Thu Aug 27, 2015 10:12 pm

Why does the material matter?

Why are you only looking at AF?

Consider your spend. Consider redemptions. Consider total cost/benefit.

yfan
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Re: Metal card without annual fee?

Postby yfan » Thu Aug 27, 2015 10:46 pm

Seriously, the only person looking in your wallet for a nice looking card is... you.

I'm also wondering how much what cards look like or made of will matter if/when mobile payments take hold.

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CarefulBuilder14
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Re: Metal card without annual fee?

Postby CarefulBuilder14 » Fri Aug 28, 2015 12:25 pm

Plus, if you do get a metal Venture One card, it still says Capital One on it. :ppp It's not exactly a bank associated with high rollers the way Amex and Chase are...and maybe Citi?

If you want a card with great benefits/rewards/perks, there are many that have the AF waived for the first year. Many AF cards will waive the fee if you spend enough. But great cards generally mean an AF.

AFs can really be worth it, if you have the right spending patterns and use the cards properly.
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Kevin86475391
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Re: Metal card without annual fee?

Postby Kevin86475391 » Fri Aug 28, 2015 2:36 pm

I'll echo previous posters' thoughts in that I don't think focusing on the card's material is an especially important criterion from an objective perspective. On the other hand, I can see how you might just have your personal preferences that are important to you. Personally I don't think I'd like the extra weight a metal card would create in my wallet, but that's just me.

An option you might consider exploring is to check and see if any of your current or other potential credit cards have the option of changing the default design/material to metal. I really don't know since I've never looked into that, but it seems plausible it could be an option. Perhaps if they can do it you'd have to pay a small extra fee or something (or maybe not *shrug*), but maybe it'd be worth it to you.



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