CapOne Consolidation

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lobbythis
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CapOne Consolidation

Postby lobbythis » Fri Aug 07, 2015 3:33 am

I don't know if anyone else noticed, but CapOne now has a section to consolidate cards.

I'm a little pissed I closed one QS just 3-4 months ago when they refused to consolidate. For those of us who have been with CapOne for a while, you know very well all they ever tell you is to just keep applying for more cards which is absolutely insane, especially with their triple hard pulls. It's good news either way and I just wanted to let people know because I didn't see anything about it spoken here recently.


ingramjuan
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Re: CapOne Consolidation

Postby ingramjuan » Mon Aug 31, 2015 11:16 pm

This is good, I asked about a year ago and they told me no. Will see if I can combine. However, the accounts that will be combined will need to be at a zero balance, no pending charges & in good standing.
CARDS:
Capital One Platinum (2001) |Capital One QuickSilver World (2002) | Amex Gold Delta (2013) | Best Buy Visa (2013) |Discover It (2015) | Amex Platinum (2015)

Gardening Since: June, 2015

Next Cards:
Personal: Chase Freedom Unlimited
Business: Amex Plum
Store Card: Lowes

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lobbythis
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Re: CapOne Consolidation

Postby lobbythis » Mon Aug 31, 2015 11:44 pm

ingramjuan wrote:This is good, I asked about a year ago and they told me no. Will see if I can combine. However, the accounts that will be combined will need to be at a zero balance, no pending charges & in good standing.



I see you have 2 QS. Same situation I was in. And, oddly enough, they have yet to give me a big limit on that card even when speaking to executive offices. I put $20K+ through this card in the past 18 months and they act like that's nothing. Meanwhile, my Venture has a $15K limit, which is fine. But, I've run the same amounts through both and my QS is almost 3 years old now. I just don't understand CapOne's logic. I cancelled one QS but keeping the original one and my Venture. Only creditor I'm with that doesn't enforce hard pulls for CLI's and the only one where rewards are issued as soon as charges clear so I just keep sticking with them.



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