Vermonster wrote:With a few years of good history on the Freedom you should have an easy time apping for the CSP. As a current Chase customer they'll care more about your debt to income ratio.
I went straight for the CSP off the bat with Chase in January , and got approved for $9K. This was my 1st Chase card, apped for the Freedom yesterday and got approved for $10k. Was surprised that I got the CSP.
But did you already have any other cards with a $5k+ credit line?
Vermonster wrote:Well after 3 years chase has finally shown some love. I logged in to see a $1500 increase to my CSP limit. Pretty happy to see that after all the crap I went through to increase the limit on my freedom.
Has your Amex started reporting? Maybe they saw the higher Amex limit.
Yeah, I swear Amex was watching my posts the other day. After checking my score on the Amex website, I logged into my Experian credit tracker and saw that my score had dropped a few points due to new accounts. It's weird though, it shows it reporting as of the first statement in May. So the balance is $0 and the limit is $6,400. Last statement was 7/20 and closed with a $480ish balance. I let it sit for a week before paying it off, so I'm surprised it didn't show the most recent statement on my credit report.
But then again, according to Credit Karma my CSP was increased on the 16th of July. I honestly don't think that is true though. My last payment would have been around the 24th and I didn't notice it then. No letters or messages from Chase either. Weird shit going on, but not bad in the grand scheme of things.