Our favorite cards vs. those of average people

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Re: Our favorite cards vs. those of average people

Postby lobbythis » Thu Jul 30, 2015 2:18 pm

oldsoldier wrote:It's sad to say I don't know anyone that has any interest in getting mutiple credit cards. Most of the people I know have one card and use there debit card for all transactions. They think a credit card is for emergencies only (old school thinking). I try to inform but most tell me they don't have the dicipline to PIF. I know people that would make lots of cash back with the right cards but they refuse to give the old ways.

Exact same situation here. People are totally clueless and still refuse to learn simple concepts of credit. Goes for old and young people just the same. Oh well, can't force people to strive for intelligence.

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Re: Our favorite cards vs. those of average people

Postby amex007 » Tue Aug 04, 2015 10:31 pm

I see a lot of different cards out there that ppl use and i dont recognize. but the one i see the most is CSP
Amex Gold NPSL | Amex ED 28500 | Barclaycard Arrival 17500 | Hyatt visa signature 5000
sockdrawer-- GM 4000 | Unionplus 2200
EX 795 EQ 786 TU 790

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Re: Our favorite cards vs. those of average people

Postby CarefulBuilder14 » Wed Aug 05, 2015 12:19 pm

I just saw someone in a nice but not extravagant restaurant (like $35-$40 for a big lunch) reach into his pocket, and pull out a highly disorganized wad that consisted of a CSP, a Centurion, and like 20 small bills.

He paid with the CSP. I don't know where he keeps his ID.
Warranties and sketchy merchants: Schwab Platinum
Price rewind: Costco
Travel insurance: Prestige, CSP
Perks: IHG, Hyatt
Rewards/Offers: Discover, Freedom, ED, BCE
Taxes/Misc: SPG

Limited value, might close: Arrival

Might add: First Tech, proper business card

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Re: Our favorite cards vs. those of average people

Postby Snowman » Wed Aug 05, 2015 7:25 pm

LOL at work, we get vastly debit cards more then anything else. A lot of Wells Fargo, a few CSP's, Some Southwest RR, and Cash. Occasionally a C1 card and Discover.

I use my SPG and Southwest RR for everything, Gas goes on BCE and and BOFA, Citi gets food lol and phone bill. Discover and Freedom only for categories..
Bank Of America: BankAmeriCard Cash Rewards-4.2k
Citi: Forward-4.5k American Airlines Advantage Platinum Select World Elite MasterCard 9/6/15-4K
Discover: More-7k
Amex BCE.2k- Amex SPG-5k
Chase: Freedom-5kSouthwest Rapid Rewards Plus- 3.6k
Capital one: Venture one-10,000, Visa Signature.

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