my credit misery

For just about anything you want to get off your chest about credit cards.
3 posts
KpLacy
 
Posts: 1
Joined: Tue Jul 28, 2015 6:20 pm

my credit misery

Postby KpLacy » Tue Jul 28, 2015 6:42 pm

I have finally cleaned my credit report so that Equifax I at 749.
I have several auto loans paid off and no mortgage payment yet I cant get a credit card.
please, help..... I have 2 judgments on me. I am paying mine off but my ex husband is not paying like he should. it shows at 22000
how do -I get a credit card.... I keep getting denied.


pac4toon
Centurion Member
Centurion Member
 
Posts: 145
Joined: Sun Jun 02, 2013 7:32 pm
Location: Honolulu

Re: my credit misery

Postby pac4toon » Mon Sep 14, 2015 5:38 pm

Have you tried getting a secured card first?
In my wallet:
AmEx PRG/ BoH Hawaiian Airlines WEMC / Chase Freedom /

In my sock drawer:
AmEx HHonors & BCE

ingramjuan
Centurion Member
Centurion Member
 
Posts: 271
Joined: Thu Nov 20, 2014 5:32 pm
Location: EARTH

Re: my credit misery

Postby ingramjuan » Mon Sep 14, 2015 7:17 pm

KpLacy wrote:I have several auto loans paid off and no mortgage payment yet I cant get a credit card.



I would suggest getting a secured credit card. Capital One is a good company to start off. Also try to avoid applying for several credit cards in such a short period. I would suggest spreading it out by 7 to 9 months.
CARDS:
Capital One Platinum (2001) |Capital One QuickSilver World (2002) | Amex Gold Delta (2013) | Best Buy Visa (2013) |Discover It (2015) | Amex Platinum (2015)

Gardening Since: June, 2015

Next Cards:
Personal: Chase Freedom Unlimited
Business: Amex Plum
Store Card: Lowes



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