- Centurion Member
- Posts: 3962
- Joined: Thu May 08, 2014 7:42 pm
- Location: United States
To have a FICO score, do you need to have a currently open account that has been open for the last six months?
Or would a person still have a FICO score if the only account with 6+ months of history was closed, but hadn't fallen off?
And if someone is routinely wrong about matters in their supposed area of expertise, it's best to get the opinions of others before acting on that person's advice.
Keeping indefinitely: IHG, SchwabPlat, CSP, Discover, Freedom, ED, BCE, Hyatt
May close or PC: Prestige, Arrival, BrooksBros
AA Platinum converting into Costco
Might add: Proper business card, CSR, Ritz, Delta Gold, First Tech
Letting new accounts cool off since May