- Posts: 2
- Joined: Thu Jul 23, 2015 8:29 pm
I was recently approved for my first credit card. I went into college at 23 with no credit history to speak of and racked up quite a bit of Student Loan debt (read over $90k). I've been making my payments on time with zero late payments for 3 years. Around the time my repayments started I applied for a CC through my Credit Union with a $1,000 credit limit and was shot down due to debt to income ratio (huge surprise, right? lol)
Fast forward to last week and I was approved $4.5k on a Chase Freedom card which I was really stoked about so I can continue to build my credit worthiness. I have relatively good credit scores of 732 TU and 734 EQ.
My question is, should I wait before applying for other cards? I don't want to appear as though I'm scrambling for resources I suppose.
I appreciate any and all help from people with far more experience than I.