Have narrowed it down to my 4 card core

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rockyrock
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Re: Have narrowed it down to my 4 card core

Postby rockyrock » Tue Jul 28, 2015 8:31 am

CarefulBuilder14 wrote:I did the same thing with my PRG...and the Arrival portal for another 6%. :D

I'm surprised Barclaycard hasn't fixed that...


Damn, I forgot to look at portals. I haven't been portal shopping as much since I closed my CSP. I need to figure out which ones are best and make sure I start checking them before I buy.
Sapphire Reserve: travel & dining (almost everything until I meet my initial spend)
Blue Cash Preferred: groceries & gas
Freedom: 5% cats
Double Cash: everything else


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CarefulBuilder14
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Re: Have narrowed it down to my 4 card core

Postby CarefulBuilder14 » Wed Jul 29, 2015 1:04 am

rockyrock wrote:
CarefulBuilder14 wrote:I did the same thing with my PRG...and the Arrival portal for another 6%. :D

I'm surprised Barclaycard hasn't fixed that...


Damn, I forgot to look at portals. I haven't been portal shopping as much since I closed my CSP. I need to figure out which ones are best and make sure I start checking them before I buy.

AA for excessive portal misuse ("stacking" with Arrival and Amex) isn't out of the question. I'm doing this with Barclaycard, but I might not risk it with the Chase or Discover portals.

If you use the portals as they are intended, though, then it's possible to sometimes beat a limited-availability Amex offer like the Brooks Bros one. The Amex offers that everybody gets are usually just mediocre.
Warranties and sketchy merchants: Schwab Platinum
Price rewind: Costco
Travel insurance: Prestige, CSP
Perks: IHG, Hyatt
Rewards/Offers: Discover, Freedom, ED, BCE
Taxes/Misc: SPG

Limited value, might close: Arrival

Might add: First Tech, proper business card

rockyrock
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Re: Have narrowed it down to my 4 card core

Postby rockyrock » Wed Jul 29, 2015 8:36 am

CarefulBuilder14 wrote:AA for excessive portal misuse ("stacking" with Arrival and Amex) isn't out of the question. I'm doing this with Barclaycard, but I might not risk it with the Chase or Discover portals.

If you use the portals as they are intended, though, then it's possible to sometimes beat a limited-availability Amex offer like the Brooks Bros one. The Amex offers that everybody gets are usually just mediocre.


We fly AA often so I'll start checking there before I buy.

Most of my Amex Offers are duds but I have had a few gems like the Smart & Final $50=$25 and one several months back for AT&T. Both of those worked three times. Right now I have a Sams Club $20=$20 in the queue.
Sapphire Reserve: travel & dining (almost everything until I meet my initial spend)
Blue Cash Preferred: groceries & gas
Freedom: 5% cats
Double Cash: everything else

MB131174
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Re: Have narrowed it down to my 4 card core

Postby MB131174 » Thu Jul 30, 2015 4:45 pm

prediction: we won't see Member on here until early December 2015. He'll have closed all Citi cards and added yet another installment of the CSP, BofA Travel Rewards and maybe even an amex blue sky. We'll all just pick up where we left off when he does return.
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kdm31091
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Re: Have narrowed it down to my 4 card core

Postby kdm31091 » Thu Jul 30, 2015 7:33 pm

MB131174 wrote:prediction: we won't see Member on here until early December 2015. He'll have closed all Citi cards and added yet another installment of the CSP, BofA Travel Rewards and maybe even an amex blue sky. We'll all just pick up where we left off when he does return.


So he closes and reopens the same cards repeatedly?

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CarefulBuilder14
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Re: Have narrowed it down to my 4 card core

Postby CarefulBuilder14 » Thu Jul 30, 2015 7:55 pm

kdm31091 wrote:
MB131174 wrote:prediction: we won't see Member on here until early December 2015. He'll have closed all Citi cards and added yet another installment of the CSP, BofA Travel Rewards and maybe even an amex blue sky. We'll all just pick up where we left off when he does return.


So he closes and reopens the same cards repeatedly?

I think he went about a month between closing his Amazon Prime card and reapplying (and getting declined) for one.

As far as predictions....maybe BoH's Hawaiian Airlines? He doesn't travel much or live in Hawaii, but it's a WEMC, so it seems right up his alley.
Warranties and sketchy merchants: Schwab Platinum
Price rewind: Costco
Travel insurance: Prestige, CSP
Perks: IHG, Hyatt
Rewards/Offers: Discover, Freedom, ED, BCE
Taxes/Misc: SPG

Limited value, might close: Arrival

Might add: First Tech, proper business card



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