Gamma wrote:MemberSince99 wrote:I've decided which 4 cards I ultimately want to keep long term. The winners are:
Citi TY Premier
The cuts to be are:
Cap One Buypower
I don't expect anyone to agree with me, and i don't care if you don't - that's your right, just as it's my right to do what I want with my life and my credit. (As I say, when you pay my bills you can start telling me how to live, until then, good luck with that).
Basically at that point it will be two lenders as Home Depot is offered by Citi. The ONLY value of the card since it has no rewards is to allow you to float large purchases at 0%. Well being a homeowner, i can always use that.
Otherwise I'm set until my next vehicle purchase. Not sure when that might be.
My credit life may be boring from here on out, so not sure how much I'll post I'll try to check back from time to time, but look at it this way - you'll have one less aggravation in your day Not goodbye, but until we next talk....
Didn't you have a credit card with 20k limit? That could have been useful for balance transfers if you ever needed it. Too bad my fico can't learn from this. They would never close a card because you would lower your overall credit and lower your score. Good to see you're only keeping cards that you want not for the hell of it.
I've had two such cards - both now closed. The most recent was the Chase Amazon Visa that they told me would be a signature card but was not, and then they would not make it a signature card. It's possible they might have upgraded it in a year, but I'd rather not keep it around just to see. I was pretty disappointed with how they handled that. I just decided I don't need them in my wallet.