rwockenf wrote:Discover is 0% until August 2016. Theoretically we could pay it off (again the balance is coming from the AMEX which was shared), but she is not as aggressive in wanting to pay off debt as I am. I would guess that we could get the 10K down to a 2500-4000 before the interest kicks in. Maybe I wait...and try and transfer the remaining balance to a new card a month or so before the interest kicks in?
If you're still paying balances there is absolutely no reason to add another card right now. Pay your cards down significantly or off before you add anything. You'll just be adding more potential debt.