- Centurion Member
- Posts: 3942
- Joined: Thu May 08, 2014 7:42 pm
- Location: United States
I generally pick the card that will give me the greatest rewards. Usually, that's EDP, Freedom, CSP, or Discover. PRG, BCE, and Brooks Bros require a special offer. Sallie Mae at Amazon, although it's probably not a good idea since I won't be redeeming the rewards on that again for a while.
Once IHG arrives, I'll have minimum spend on that. I still need to figure out an ideal temporary adjustment to my card choice. I'd feel inefficient if I was using IHG too much and missing out on the chance to earn URs and MRs in bonus categories.
And I have to find some things to redeem my Arrival rewards on. The few small travel transactions I put on it were under $25, which makes them ineligible. It does seem a little wasteful to put spending on Arrival when I could be putting it on CSP.
Keeping indefinitely: IHG, SchwabPlat, CSP, Discover, Freedom, ED, BCE, Hyatt
May close or PC: Prestige, Arrival, BrooksBros
AA Platinum converting into Costco
Might add: Proper business card, CSR, Ritz, Delta Gold, First Tech
Letting new accounts cool off since May