Do you use your credit card for fast-food purchases?

For just about anything you want to get off your chest about credit cards.
Nixon
Centurion Member
Centurion Member
 
Posts: 1131
Joined: Mon Nov 03, 2014 11:12 am
Location: Great Southwest

Re: Do you use your credit card for fast-food purchases?

Postby Nixon » Sat Jun 13, 2015 8:07 pm

The ONLY debit I use for fast food is my Discover Checking. And that is ONLY for ~$2 transactions. Doesn't make sense to use for anything else.
Image


Whatamuji
Centurion Member
Centurion Member
 
Posts: 283
Joined: Wed May 27, 2015 10:08 pm
Location: Houston, TX

Re: Do you use your credit card for fast-food purchases?

Postby Whatamuji » Sun Jun 14, 2015 12:34 am

Alrighty guys and gals I've returned from "hell" AKA work with credit card tallies. So the sales (cash and credit/debit cards) tonight from (4PM to 11PM CDT) came in at about $2700. Here's the rundown:
Mileage Plus: 2
AMEX Gold: 1
Amazon Rewards: 1
Chase Freedom: A whopping.....3
Bank Americard: 1
Capital One Platinum: 1
Discover: 2
AMEX BCP: 1
BoA Cash Rewards: 1
Chase Slate: 1

Card sales came in with Visa taking the lead followed by Mastercard, AMEX, and Discover. Surprisingly as the numbers show above (I know this is a small sample) Chase Freedom nor Discover saw an increase in use during Q2.
Kohls: $300, Discover IT: $1.8k, Capital One Quicksilver: $2k, Amazon Store Card: $2.2k, Chase Freedom Unlimited: 3.2k, AMEX HHonors 5k

User avatar
lobbythis
Centurion Member
Centurion Member
 
Posts: 637
Joined: Sun Sep 07, 2014 8:53 pm
Location: usa

Re: Do you use your credit card for fast-food purchases?

Postby lobbythis » Sun Jun 14, 2015 1:55 am

Well, that's clearly some consistency with Discover and Freedom. I'm surprised to hear the United Plus cards. I didn't think that card was very prevalent.

User avatar
CarefulBuilder14
Centurion Member
Centurion Member
 
Posts: 4147
Joined: Thu May 08, 2014 7:42 pm
Location: United States

Re: Do you use your credit card for fast-food purchases?

Postby CarefulBuilder14 » Sun Jun 14, 2015 2:09 am

lobbythis wrote:Well, that's clearly some consistency with Discover and Freedom. I'm surprised to hear the United Plus cards. I didn't think that card was very prevalent.

Keep in mind Houston is a United hub.
Very useful: SchwabPlat, CSP, IHG, Costco (was AA Plat), Freedom, SPG, Prestige (retention)
Somewhat useful: Discover, ED (was EDP), BCE, Hyatt
SD with activity alerts, might close: Arrival and Brooks Bros

Might add: Proper business card, CSR, Ritz, Delta Gold, First Tech, BofA Travel PH

thom02099
Centurion Member
Centurion Member
 
Posts: 475
Joined: Sat Apr 13, 2013 7:49 pm
Location: Colorado, USA

Re: Do you use your credit card for fast-food purchases?

Postby thom02099 » Sun Jun 14, 2015 9:23 am

Rarely eat at fast food places, mostly "casual dining" establishments. But there are times, particularly when traveling (by car or towing my trailer) that fast food makes sense.

That said, I never use my debit card. If traveling, I'll choose a specific card to put all my ground travel expenses on, and use that for the entire trip, then pay it off when the trip is over.

Sometimes I'll use an AMEX as a debit card, and simply pay the bill a few days later.
Retired, and in the process of retiring cards!
EQ = 846 EX=828 TU = 836 as of 02/2016

Vermonster
Centurion Member
Centurion Member
 
Posts: 725
Joined: Mon Oct 01, 2012 11:09 pm
Location: NJ

Re: Do you use your credit card for fast-food purchases?

Postby Vermonster » Sun Jun 14, 2015 5:05 pm

My CSP was declined by the cashier at a BK the other day because it wouldn't swipe and they didn't like the idea that the numbers were on the back and looked different. I guess they don't see a lot of DC, Penfed, or TD Bank debit cards.
Chase Freedom $9k~~Chase Sapphire Preferred $6.5k~~Amex Blue Cash Preferred $12.4k~~Citi Double Cash $4.7k

User avatar
CarefulBuilder14
Centurion Member
Centurion Member
 
Posts: 4147
Joined: Thu May 08, 2014 7:42 pm
Location: United States

Re: Do you use your credit card for fast-food purchases?

Postby CarefulBuilder14 » Sun Jun 14, 2015 5:19 pm

Vermonster wrote:My CSP was declined by the cashier at a BK the other day because it wouldn't swipe and they didn't like the idea that the numbers were on the back and looked different. I guess they don't see a lot of DC, Penfed, or TD Bank debit cards.


You've already hit your $1,500 on Freedom? Or just wanted to use CSP? ;)
Very useful: SchwabPlat, CSP, IHG, Costco (was AA Plat), Freedom, SPG, Prestige (retention)
Somewhat useful: Discover, ED (was EDP), BCE, Hyatt
SD with activity alerts, might close: Arrival and Brooks Bros

Might add: Proper business card, CSR, Ritz, Delta Gold, First Tech, BofA Travel PH

Whatamuji
Centurion Member
Centurion Member
 
Posts: 283
Joined: Wed May 27, 2015 10:08 pm
Location: Houston, TX

Re: Do you use your credit card for fast-food purchases?

Postby Whatamuji » Sun Jun 14, 2015 8:14 pm

I have issues with those pesky customers with their thick cards. My swiper doesn't like them too much. I suppose it feels that it's too good for those posh looking cards :ppp
Kohls: $300, Discover IT: $1.8k, Capital One Quicksilver: $2k, Amazon Store Card: $2.2k, Chase Freedom Unlimited: 3.2k, AMEX HHonors 5k

Vermonster
Centurion Member
Centurion Member
 
Posts: 725
Joined: Mon Oct 01, 2012 11:09 pm
Location: NJ

Re: Do you use your credit card for fast-food purchases?

Postby Vermonster » Sun Jun 14, 2015 8:29 pm

CarefulBuilder14 wrote:
Vermonster wrote:My CSP was declined by the cashier at a BK the other day because it wouldn't swipe and they didn't like the idea that the numbers were on the back and looked different. I guess they don't see a lot of DC, Penfed, or TD Bank debit cards.


You've already hit your $1,500 on Freedom? Or just wanted to use CSP? ;)


Needing to get a few extra dollars for the min spend on the CSP. And trying to hide the charges from the wife so she doesn't beat me for eating fast food :beat:
Chase Freedom $9k~~Chase Sapphire Preferred $6.5k~~Amex Blue Cash Preferred $12.4k~~Citi Double Cash $4.7k

User avatar
CarefulBuilder14
Centurion Member
Centurion Member
 
Posts: 4147
Joined: Thu May 08, 2014 7:42 pm
Location: United States

Re: Do you use your credit card for fast-food purchases?

Postby CarefulBuilder14 » Sun Jun 14, 2015 8:58 pm

Vermonster wrote:Needing to get a few extra dollars for the min spend on the CSP. And trying to hide the charges from the wife so she doesn't beat me for eating fast food :beat:

Well, the second part I won't opine on...but giving up an opportunity to use Freedom well has got to be a little painful. Still, you can't miss the big CSP bonus.

I earned my CSP bonus between January and March. I had groceries on Freedom, gas on Discover, and used CSP for everything else. I was pretty bummed out about being denied the oversubscribed Amex NYC Restaurant "Week" offer ($5 off each $30-ish meal at select restaurants over the course of a few weeks) but it put me closer to the $4k spend.
Very useful: SchwabPlat, CSP, IHG, Costco (was AA Plat), Freedom, SPG, Prestige (retention)
Somewhat useful: Discover, ED (was EDP), BCE, Hyatt
SD with activity alerts, might close: Arrival and Brooks Bros

Might add: Proper business card, CSR, Ritz, Delta Gold, First Tech, BofA Travel PH



Return to “General Credit Card Talk”

Who is online

Users browsing this forum: No registered users and 2 guests