Chase misinformation

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yfan
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Re: Chase misinformation

Postby yfan » Mon Jun 22, 2015 3:55 pm

kdm31091 wrote:I don't know why they told you moving limits would make it a Signature.

The signature or lack thereof was determined at initial approval. A 500 limit gets you a regular Visa. Moving limits after the fact is "too late" and won't change it. The regular Visa account has been made.

It's not really a reason to ditch a company IMO but do what's best for you. Anecdotally Chase allows upgrades to Signature after a year.


Yes, the one year thing may be it. I have had my Amazon Chase since 2013, and recently moved enough limits to it to make it a Siggy. On the phone though, the rep said they couldn't do it. About a week after that, I sent Chase an SM with the same request. I got my Amazon Visa Signature card two days ago in the mail. :D


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CarefulBuilder14
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Re: Chase misinformation

Postby CarefulBuilder14 » Mon Jun 22, 2015 7:00 pm

Has anyone encountered an Amazon card that was originally issued as VS?
Love: IHG, Platinum, Sallie Mae, AA Plat, CSP
Like: Discover, ED, BCE, Hyatt, Arrival, Freedom
Might drop: BrooksBros, Prestige (Costco PC?)
Might add: Proper business card, CSR, Ritz, Delta Gold
Letting new accounts cool off since May
Really not sure what I'll add next or when

Nixon
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Re: Chase misinformation

Postby Nixon » Mon Jun 22, 2015 7:51 pm

CarefulBuilder14 wrote:Has anyone encountered an Amazon card that was originally issued as VS?


Yes. Buddy that has Palladium also has one of these.
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MemberSince99
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Re: Chase misinformation

Postby MemberSince99 » Tue Jun 23, 2015 6:21 am

Chase responded to the messages I sent about it, promising to respond within 2 days by the appropriate department.

That was 6/12 and there has been no response. Is this Barclays CS we are talking about here. Sure seems like it.

I pointed out it's been almost two weeks instead of two days and there has been no response and told them all I wanted was the card to be a signature card. I specified that NO I do NOT mean a Chip and Signature card but the TYPE of card (because they don't seem to know the difference).

You'd think I was asking for the whole wide world with what seems to me to be a pretty simple request. I am SO not impressed with Chase CS thus far. I don't see how offshoring it could make it much if any worse. These are Americans, sad to say.

kdm31091
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Re: Chase misinformation

Postby kdm31091 » Wed Jun 24, 2015 5:36 pm

MemberSince99 wrote:Chase responded to the messages I sent about it, promising to respond within 2 days by the appropriate department.

That was 6/12 and there has been no response. Is this Barclays CS we are talking about here. Sure seems like it.

I pointed out it's been almost two weeks instead of two days and there has been no response and told them all I wanted was the card to be a signature card. I specified that NO I do NOT mean a Chip and Signature card but the TYPE of card (because they don't seem to know the difference).

You'd think I was asking for the whole wide world with what seems to me to be a pretty simple request. I am SO not impressed with Chase CS thus far. I don't see how offshoring it could make it much if any worse. These are Americans, sad to say.


I'm pretty sure you'll just have to wait the year. That's their policy on signature upgrades from every source I've heard.

Nixon
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Re: Chase misinformation

Postby Nixon » Wed Jun 24, 2015 6:23 pm

kdm31091 wrote:
MemberSince99 wrote:Chase responded to the messages I sent about it, promising to respond within 2 days by the appropriate department.

That was 6/12 and there has been no response. Is this Barclays CS we are talking about here. Sure seems like it.

I pointed out it's been almost two weeks instead of two days and there has been no response and told them all I wanted was the card to be a signature card. I specified that NO I do NOT mean a Chip and Signature card but the TYPE of card (because they don't seem to know the difference).

You'd think I was asking for the whole wide world with what seems to me to be a pretty simple request. I am SO not impressed with Chase CS thus far. I don't see how offshoring it could make it much if any worse. These are Americans, sad to say.


I'm pretty sure you'll just have to wait the year. That's their policy on signature upgrades from every source I've heard.


I'm sure MS99 would be fine with this IF they hadn't misinformed him in the first place. :cheers:

Just like I plan on getting my Freedom converted to VS in Nov/Dec of this year and my CS converted to another Freedom.
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MemberSince99
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Re: Chase misinformation

Postby MemberSince99 » Thu Jun 25, 2015 8:00 am

Nixon wrote:
kdm31091 wrote:
MemberSince99 wrote:Chase responded to the messages I sent about it, promising to respond within 2 days by the appropriate department.

That was 6/12 and there has been no response. Is this Barclays CS we are talking about here. Sure seems like it.

I pointed out it's been almost two weeks instead of two days and there has been no response and told them all I wanted was the card to be a signature card. I specified that NO I do NOT mean a Chip and Signature card but the TYPE of card (because they don't seem to know the difference).

You'd think I was asking for the whole wide world with what seems to me to be a pretty simple request. I am SO not impressed with Chase CS thus far. I don't see how offshoring it could make it much if any worse. These are Americans, sad to say.


I'm pretty sure you'll just have to wait the year. That's their policy on signature upgrades from every source I've heard.


I'm sure MS99 would be fine with this IF they hadn't misinformed him in the first place. :cheers:

Just like I plan on getting my Freedom converted to VS in Nov/Dec of this year and my CS converted to another Freedom.


That's my beef - they told me it would be a Signature card in the first place. Now they finally respond with this:

Thank you for advising Chase of the circumstances
surrounding your request for a Visa Signature card for
account xxXXXX.

We do apologize, however the Visa Signature card is only
available after an account is open for over twelve months.
For this reason, we are unable to change your account
ending in xxXXXX to the Visa Signature card. In addition,
there is no one person that can over ride this process to
convert it to a Visa Signature as requesting as per bank
policy. We regret the inconvenience this may cause.

If you have any further questions, please reply using the
Secure Message Center.


At least they didn't try to blame the CARD act for it. (Has nothing to do with it, it's a Chase internal policy).

I don't know what more really needs to be or should be said here, but I can tell you as a result of this, I think a good deal less of the customer "service" Chase gives. This is the sort of thing I'd expect from Barclays.

I honestly doubt I'll have this card a year from now. I sure won't be using it in any case. I specifically told these people if it can't be a Signature card I'll leave one of the others open that is. They assured me it would be. Just not happy here.

But then again I'm looking to downsize cards and I'm not afraid to close one that's over a 20k limit (done it before). So maybe it's a favor in the long run.



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