- Centurion Member
- Posts: 4913
- Joined: Sun May 20, 2012 4:35 pm
- Location: WI
My final core lineup will be as follows:
Amex PRG (NPSL)
Citi Doublce Cash World MC 15k
Discover IT 8.5k
Cap One Buypower WEMC 10k
Home Depot 10.1k
Chase Amazon Visa Signature 23.5k
That is a lineup I'm quite satisfied with. Even 6 cards is a lot, but manageable.
To it, I added the Citi Thankyou Premier 7.5k. I figured I will try that one for a year at no cost.
The ones on the chopping block now:
BofA Travel Rewards Visa Signature 10k
Barclay's Arrival + WEMC 7.5k
Amex EDP 18k
Amex Hilton 9.5k
I may not close the Amex cards, but they will be in the "sock drawer" and it's possibly I'll use the EDP someday it does have a nice limit and good rewards. Hilton I don't use - work told me I'd be travelling but I haven't been so I just haven't used it. I have over 700 in rewards on it though so I hate to close it due to that and no more backdating.
The BofA card I just never use. It's a good card, but I never use it (once in the last 6 months to keep it open). Barclay's I WOULD have used but it is Barclay's and despite it being a really good card, I don't see a future in my wallet because I just haven't become a Barclays fan. I can't close it now because I have 46,000 points on it I don't want to throw away, but its day will come once I use them.
Almost forgot, still have Sync's Amazon card open at 2.9k. That one is getting dumped too. Sync was fine when I was just starting out, but now they are just a PITA. Even for the 5%, to me it's not worth dealing with them.