June 2015 Garden Club/Cult

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CarefulBuilder14
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Re: June 2015 Garden Club/Cult

Postby CarefulBuilder14 » Thu Jun 11, 2015 9:36 pm

Vermonster wrote:NOOOOOOOOOOOOOOOOOOOOOOOOOO

Carefull
https://creditcards.chase.com/a1/ihg/ihgsaml80plus


Well, I wasn't able to find that earlier, but I can keep the link and ask them about it. Where did you find it?

*Does anyone have anything to beat Vermonster's 80k+$50?

I hope the exclamation was about the possibility of me making a premature SM request. Has Chase been cracking down on offer matching - meaning I might not even get the 80k, $0 offer?

It's funny...earlier this evening I was content with 60k and $50. Now I'm looking for something better than 80k and $50...
Wallet: Prestige CSP SchwabPlat Freedom It Hyatt SallieMae AAPlat
SD: Arrival BrooksBros BCE ED IHG
Letting new accounts cool off since May
Really not sure what I'll add next or when


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CarefulBuilder14
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Re: June 2015 Garden Club/Cult

Postby CarefulBuilder14 » Thu Jun 11, 2015 11:10 pm

So 80k + $50 is the best offer? I'd never even heard of that one.

Should I send the secure message ASAP? Once I get my card?

*I haven't yet sent any message to Chase about either superior offer. I take it that Chase will only "upgrade" a offer once?
Wallet: Prestige CSP SchwabPlat Freedom It Hyatt SallieMae AAPlat
SD: Arrival BrooksBros BCE ED IHG
Letting new accounts cool off since May
Really not sure what I'll add next or when

Nixon
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Re: June 2015 Garden Club/Cult

Postby Nixon » Thu Jun 11, 2015 11:52 pm

CarefulBuilder14 wrote:So 80k + $50 is the best offer? I'd never even heard of that one.

Should I send the secure message ASAP? Once I get my card?

*I haven't yet sent any message to Chase about either superior offer. I take it that Chase will only "upgrade" a offer once?


Send the message after getting statement credit, OR after meeting spend for best results.
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Vermonster
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Re: June 2015 Garden Club/Cult

Postby Vermonster » Fri Jun 12, 2015 12:16 am

I just binged "IHG 80k" and set the results to only show pages from the last week. First page offered that link to the 80k offer. Really the +$50 and AF waived first year makes the card a 2 year no AF. Not bad.

80k is the best I've seen.
Chase Freedom $9k~~Chase Sapphire Preferred $6.5k~~Amex Blue Cash Preferred $12.4k~~Citi Double Cash $4.7k

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CarefulBuilder14
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Re: June 2015 Garden Club/Cult

Postby CarefulBuilder14 » Fri Jun 12, 2015 12:48 pm

Vermonster wrote:Really the +$50 and AF waived first year makes the card a 2 year no AF. Not bad.

Thanks, Vermonster and Nixon!

I'll send a SM after I meet the spending. I'll keep using Freedom for dining but may take an "under 30 swipe" month for EDP. I can still get 3 MRs on groceries and 1 at Costco, but other stuff will go towards the spending for the IHG bonus.

Even if you value an IHG point fairly conservatively, the overall value of the bonus can be worth a decade of annual fees - even before the free night each year.
Wallet: Prestige CSP SchwabPlat Freedom It Hyatt SallieMae AAPlat
SD: Arrival BrooksBros BCE ED IHG
Letting new accounts cool off since May
Really not sure what I'll add next or when

Nixon
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Re: June 2015 Garden Club/Cult

Postby Nixon » Fri Jun 12, 2015 12:53 pm

Don't overlook the fact that you can buy these points cheaply too.
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Vermonster
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Re: June 2015 Garden Club/Cult

Postby Vermonster » Fri Jun 12, 2015 1:26 pm

Yeah I was looking around and saw that you can get things like 100,000 points for $560. That's a pretty damn good deal, especially if you can grab some of those nights at the special price hotels.
Chase Freedom $9k~~Chase Sapphire Preferred $6.5k~~Amex Blue Cash Preferred $12.4k~~Citi Double Cash $4.7k

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CarefulBuilder14
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Re: June 2015 Garden Club/Cult

Postby CarefulBuilder14 » Fri Jun 12, 2015 3:27 pm

I see an option to buy points 1k at a time, paying:

1,000 - 10,000 points for $13.50 per 1,000 points
11,000 - 25,000 points for $12.50 per 1,000 points
26,000 - 60,000 points for $11.50 per 1,000 points

Those are reasonable prices for adding a few points for a reservation where I'll get nearly 1 cpp in redemption value.

Buying points at about half-price certainly sounds better, though!
Wallet: Prestige CSP SchwabPlat Freedom It Hyatt SallieMae AAPlat
SD: Arrival BrooksBros BCE ED IHG
Letting new accounts cool off since May
Really not sure what I'll add next or when

Whatamuji
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Re: June 2015 Garden Club/Cult

Postby Whatamuji » Sat Jun 13, 2015 4:20 am

I would consider getting the IHG card at some point (I'm gardening) but I don't like the fact that it doesn't have chip and sig. Or does it and the picture on the website is misleading?
Kohls: $300, Discover IT: $1.8k, Capital One Quicksilver: $2k, Amazon Store Card: $2.2k, BoA Cash Rewards: 1k, Chase Freedom: 3.2k, AMEX HHonors 3k

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CarefulBuilder14
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Re: June 2015 Garden Club/Cult

Postby CarefulBuilder14 » Sat Jun 13, 2015 10:43 am

Whatamuji wrote:I would consider getting the IHG card at some point (I'm gardening) but I don't like the fact that it doesn't have chip and sig. Or does it and the picture on the website is misleading?

I'll let you know when I get it, but Chase doesn't list it among the "Chip-Enabled Credit Cards" on their website.

The rewards on non-IHG spending aren't anything special. Not having a chip (or PIN) generally isn't a problem at major hotel chains, and I expect IHG hotels process quite a few of their own co-branded cards. I know there are local merchants that will take an un-chipped card so I can meet the minimum spend.

So for me, the absence of a chip on this card isn't a big deal, since I'll basically just be using it at the hotel in the long run.
Wallet: Prestige CSP SchwabPlat Freedom It Hyatt SallieMae AAPlat
SD: Arrival BrooksBros BCE ED IHG
Letting new accounts cool off since May
Really not sure what I'll add next or when



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