It sounds like you're at your internal limit with Chase.
I don't know what you're spending is like, apart from liking Amazon, but I doubt closing Freedom makes much sense.
*I'd definitely get rid of EDP if you're not optimizing your rewards. Can you close it and get a partial AF refund?
I just meant that if:
1. You're getting a base 4% cash back
2. You already have several travel cards with AFs
3. You have some baddies and a low AAoA
Then gardening is tough to beat!
I have to wonder if your "freezing games" really send the message to issuers that you've become more responsible. There may be no inquiry, but could there be a resulting note on your BofA history that you're doing something weird, suspicious, and potentially deceptive?
I probably could. I just paid for another year of it, but I have it tagged to move it to the no fee version next year. I might actually be willing to do that, despite knowing I can never get another backdated Amex. I'm just tired of juggling all these cards.
I called Chase and found out the Amazon is NOT a Signature card. I want to keep ONE Visa signature so sadly I will not be able to do that if I dump CSP and Freedom. I don't use my Chase cards at all, though after dumping Sync completely (I've already closed Lowes) I would have used that for my Amazon purchases. So I understand them not wanting to give me more limit - if I don't use what I have now, why should they? Makes sense to me. The problem is, then they really don't fit into what I'm looking for with the mix I have. I'm looking to simplify. I simply do not travel, and while that MIGHT at some point in the future change, it also might not. I was told by my work I would be travelling but they change their minds so often it makes my head spin so you can't go by that. They're worse than I am and that's saying a lot.
Decisions decisions. Yeah I know, you think because of the no annual fee it makes sense to keep it around, but my view is I have WAY too many of these for me to handle and I want to consolidate down to a core of a few really good cards and to hell with trying to squeeze every freaking penny out of it - even at a rate of 5% vs 2% for spending 5 grand, that's 150 a year difference. Nice, but it won't make or break a person. I'd rather maximize my relationship with a few lenders and not worry about a few bucks here and there. I built up a portfolio that should maximize rewards for anyone but then you gotta spread your spending while managing all these cards and since you split your spending unless you're fabulously wealthy, your returns on any given thing aren't THAT great, and if you are fabulously wealthy, what is 150 bucks to you? You probably buy a bottle of wine every Friday night that costs more than that. Look at FASTSRT8, obviously a wealthy dude, but what does he put his spend on? Centurion which as we know is just pretty much mediocre as a rewards card (but fantastic as a perks card). A Cap One Quicksilver gives you higher rewards per se than a Centurion (but not the perks).
So that's kind of where I'm at here. Heck it wouldn't make sense to close ANY no fee card if all I worried about was paying a fee or not. That's not what it's about, it's about making life easier. I have some great cards now it's time to get down to a core set and hopefully just stay there.
UPDATE: Just called Chase and asked if I move limits from the other cards if they can make the Amazon a Signature. They moved all the limit they could from the CSP and Freedom, 23,000 worth, to the Amazon and said it will be a signature card. So it's all good, only 500 bucks went to waste that they could not move from Freedom. Can't win em all I have no complaints.