MemberSince99 wrote:Personally I'm done with worrying about any of them getting spooked. First if they were going to, you'd think they already would have. Second, I just don't really care. If someone doesn't want the business, I'm cool with it I have too many cards as it is.
Part of feeling liberated in life is not worrying about what your credit card company thinks of you. At least to me. If my spend making them a profit doesn't keep them happy, then to hell with them, basically. I can live without them.
Member, your worry-free attitude has taken you to some pretty ugly parts of the credit world before. I don't want to ever go where you've gone.
We also have very different goals with credit cards. I get particular cards because they are the ones with the rewards and benefits best-suited to me.* I don't want that portfolio of cards to suffer from AA. I know I could get other cards instead, but those wouldn't be as well-suited for me.
You just seem to apply for random cards, regardless of suitability, and close them when some CSR doesn't treat you like a king (only to reopen them later). That's not an approach that interests me.
*It's true that I've had my plans change at times, and some cards (Arrival and Sallie Mae) don't end up making a lot of sense.