Which should I try for?
Rewards are a plus but my main purpose for getting a card is just to help establish good credit. Just looking for average perks like fraud protection/car rental insurance. I'm not a huge spender, just young and looking to set my credit up for a car loan in the near future.
I have a CapOne secured that got a CLI of $300 to $500 total this month. I always pay my balance in full and never late. As far as credit, that's all I have and I just reached the 6 month mark with a credit score of 662 TU/667 EX. Negatives on my CR are lack of other credit lines and 5 inquiries (2 are set to drop off in the next couple months).
Should I try for either of these cards? Any suggestions for others? I have been advised to go to a credit union but to be honest, they seem a bit complicated and I'm rather lazy. I really would like to hit the 700s as soon as I can. Any advice/guidance is appreciated, thanks