Credit card hardship programs

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mikesaxs
 
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Joined: Sat May 18, 2013 4:12 pm
Location: Madison/WIsconsin

Credit card hardship programs

Postby mikesaxs » Sun May 24, 2015 2:57 pm

Hello,

I am in a little over my head with a Chase card $25,000.00 and a Citi card $20,000.00. I am starting to struggle with making my monthly payments. What are your thoughts on pursuing a hardship program for each one of these?


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CarefulBuilder14
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Joined: Thu May 08, 2014 7:42 pm
Location: United States

Re: Credit card hardship programs

Postby CarefulBuilder14 » Sun May 24, 2015 6:58 pm

mikesaxs wrote:Hello,

I am in a little over my head with a Chase card $25,000.00 and a Citi card $20,000.00. I am starting to struggle with making my monthly payments. What are your thoughts on pursuing a hardship program for each one of these?

I don't know enough about these programs to give advice, but I suspect the cause of your financial distress is important.

Have you lost a job, been injured, endured a natural disaster, had a death in the family...something like that? Or you've just been overspending in general?

That information may be useful for someone else in advising you.
Wallet: Prestige CSP SchwabPlat Freedom It Hyatt SallieMae AAPlat
SD: Arrival BrooksBros BCE ED IHG
Letting new accounts cool off since May
Really not sure what I'll add next or when



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