Vermonster wrote:Do you really need the Buypower and the Dodge? They seem like they cover the same market, plus the Dodge has pretty shitty rewards. You could get away without it.
Will you ever use the BoA if you have an Arrival+ and CSP? You could pc to the BBR and let it earn you some money.
No reason to close the Dodge - it has a nice limit, no annual fee, and gives you a Free EX FICO. Good point, but the plusses are causing me not to want to close that, plus who knows - it's nice to have the option for rewards for two manufacturers. One thing I never figured out is how to redeem the rewards on the Dodge card at the dealership - if any of them do that, they seem to keep it a secret.
On the other hand, the Amazon card might have a short life - I noticed the last 3 purchases just hung "pending" forever. Now they hit the statement so I assume they won't stay pending any longer. I'm the sort of guy who goes on right away to pay this stuff, so it's been hanging in "pending" state for days with no movement. I hate it when lenders do that so that they can hit you with a balance on your statement. I don't know exactly what the game there gains them, but I don't personally like it. So if that continues, 5% or no, it's gone. Or I just don't use it within 10 days of the statement date. Guess we'll see.