yawnmoth wrote:What about reporting your card as stolen and getting a new card re-issued? Does that ding your credit at all?
No. Typically there will be two of the same account reporting during the replacement process but the old one will fall off and the new one should have the same info as the old one aside from the account number.
yawnmoth wrote:What if, as an extreme example, you claimed your card as stolen once a month for a year. Would that hurt your credit score at all above and beyond the fact that you wouldn't be able to spend it while the replacement was in transit?
As mentioned above with your extreme example your problem would be with the fraud department for your creditor.
How would not being able to use it hurt your credit score? Or was your question just oddly phrased?