Credit card cash machine at casino?

For just about anything you want to get off your chest about credit cards.
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oldsoldier
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Re: Credit card cash machine at casino?

Postby oldsoldier » Wed May 13, 2015 9:16 am

popamode72 wrote:
Nixon wrote:
Most banks I know of have daily withdrawal limits from ATM (~$1,000). I can withdraw more cash daily from my Ring (Cash limit is $3,000) than that and make a payment from my bank account immediately which will post the next day if I need access to that kind of cash. With this method, I save myself the valuable wallet space taken up by a debit card. And I add a layer of protection to my bank accounts.


Couldn't you just leave whatever credit cards you don't use as much at home when you don't need them in the first place to make room? If you're not really using those cards as much or have use for them, I could argue and say that they're also taking up wallet space too. I don't understand what you mean by "valuable wallet space." There's such thing as a sock drawer, you know and I doubt even CreditAddict seriously carries all his cards with him all the time.

I also don't understand why you want to push this cash advance thing so much lately. I've never seen anyone outright advocate cash advances like you have and even in my old high school class, the teachers always advised against it. You can do a Google search even of what you're talking about and you can see how the entire first page alone doesn't recommend it either. Not many people seem to agree with you or follow your logic and you're going to need a lot more justification for your seemingly very contrarian position on this matter.


I agree with the above comment, Not sure why there would be a reason to leave your debit card at home. It would seem it would be your go to card if you need cash. I carry very little cash on me at all times but I always have my debit card for emergency and yes I only take the cards I out of the sock drawer I plan to use.
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Nixon
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Re: Credit card cash machine at casino?

Postby Nixon » Wed May 13, 2015 9:51 am

kdm31091 wrote:Ok, you have 20 some cards and are worried about wallet space taken up by ONE debit card?

You can have whatever reason you like; it's your life and your money. But to complain about wallet space wasted by one card? One card is extremely insignificant.

If you want to withdraw cash from your Ring have at it. I don't see anyone here who really agrees with your line of thought (and almost no one ever recommends cash advances), but you have to do what you feel is best for you


Why would I not use a benefit that comes with the card? :)
Like I said. It provides insulation just like a CC provides insulation against purchases made. Plain and simple.

I don't advocate a Cash Advance if you don't have the money in the bank to back it up. I do, so I will continue to make use of this benefit whenever I see fit.
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popamode72
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Re: Credit card cash machine at casino?

Postby popamode72 » Wed May 13, 2015 11:03 am

Nixon wrote:
kdm31091 wrote:Ok, you have 20 some cards and are worried about wallet space taken up by ONE debit card?

You can have whatever reason you like; it's your life and your money. But to complain about wallet space wasted by one card? One card is extremely insignificant.

If you want to withdraw cash from your Ring have at it. I don't see anyone here who really agrees with your line of thought (and almost no one ever recommends cash advances), but you have to do what you feel is best for you


Why would I not use a benefit that comes with the card? :)
Like I said. It provides insulation just like a CC provides insulation against purchases made. Plain and simple.

I don't advocate a Cash Advance if you don't have the money in the bank to back it up. I do, so I will continue to make use of this benefit whenever I see fit.


So how about going over the limit on flexible spending cards or those BT offers on credit cards? Are you gonna use those too? Maybe Discover's no late fee for the first late payment on their card? Isn't that also a benefit that comes with the card?

There's a reason why people don't always use these "benefits" either or have a need to use them and getting your justification from the Barclaycard Ring website isn't helping matters either.
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Nixon
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Re: Credit card cash machine at casino?

Postby Nixon » Wed May 13, 2015 11:12 am

popamode72 wrote:
Nixon wrote:
kdm31091 wrote:Ok, you have 20 some cards and are worried about wallet space taken up by ONE debit card?

You can have whatever reason you like; it's your life and your money. But to complain about wallet space wasted by one card? One card is extremely insignificant.

If you want to withdraw cash from your Ring have at it. I don't see anyone here who really agrees with your line of thought (and almost no one ever recommends cash advances), but you have to do what you feel is best for you


Why would I not use a benefit that comes with the card? :)
Like I said. It provides insulation just like a CC provides insulation against purchases made. Plain and simple.

I don't advocate a Cash Advance if you don't have the money in the bank to back it up. I do, so I will continue to make use of this benefit whenever I see fit.


So how about going over the limit on flexible spending cards or those BT offers on credit cards? Are you gonna use those too? Maybe Discover's no late fee for the first late payment on their card? Isn't that also a benefit that comes with the card?

There's a reason why people don't always use these "benefits" either or have a need to use them and getting your justification from the Barclaycard Ring website isn't helping matters either.


I will use whichever benefit will serve me best. I like getting value for my money. ;)
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