popamode72 wrote:Nixon wrote:
Most banks I know of have daily withdrawal limits from ATM (~$1,000). I can withdraw more cash daily from my Ring (Cash limit is $3,000) than that and make a payment from my bank account immediately which will post the next day if I need access to that kind of cash. With this method, I save myself the valuable wallet space taken up by a debit card. And I add a layer of protection to my bank accounts.
Couldn't you just leave whatever credit cards you don't use as much at home when you don't need them in the first place to make room? If you're not really using those cards as much or have use for them, I could argue and say that they're also taking up wallet space too. I don't understand what you mean by "valuable wallet space." There's such thing as a sock drawer, you know and I doubt even CreditAddict seriously carries all his cards with him all the time.
I also don't understand why you want to push this cash advance thing so much lately. I've never seen anyone outright advocate cash advances like you have and even in my old high school class, the teachers always advised against it. You can do a Google search even of what you're talking about and you can see how the entire first page alone doesn't recommend it either. Not many people seem to agree with you or follow your logic and you're going to need a lot more justification for your seemingly very contrarian position on this matter.
I agree with the above comment, Not sure why there would be a reason to leave your debit card at home. It would seem it would be your go to card if you need cash. I carry very little cash on me at all times but I always have my debit card for emergency and yes I only take the cards I out of the sock drawer I plan to use.