May 2015 Garden Cult thread please join us

For just about anything you want to get off your chest about credit cards.
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amex007
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Re: May 2015 Garden Cult thread please join us

Postby amex007 » Thu Apr 30, 2015 6:09 pm

I've been in the garden until today. Went ahead and apped for Barclaycard Arrival. Although I've gotten the ED in Dec and Hyatt last month so I havent been good at all but they were nice additions.
Now I will be in the garden for a very long time since I have MR for airfare, Hyatt for hotel and Arrival for purchases here and there. Fiance has CSP so she can take care of the URs.
Amex Gold NPSL | Amex ED 28500 | Barclaycard Arrival 17500 | Hyatt visa signature 5000
sockdrawer-- GM 4000 | Unionplus 2200
EX 795 EQ 786 TU 790


popamode72
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Re: May 2015 Garden Cult thread please join us

Postby popamode72 » Thu Apr 30, 2015 8:02 pm

Well I got my Sam's Club Credit to $10k recently on a SP so now I have two double digit limit cards at my disposal. I hope more stuff like this keeps happening as I decide to try to give more time for things to age.
Macy's TLs (21k), Lowes (17k), CSP (10k), Sam's Club (10k), Nordstrom (5k), AARP (4.2k), Freedom (3k), Discover (1.5k), Quicksilver (2k), BoA (3k), Barclaycard Arrival (2.5k), Amazon Store (6k), Paypal (4.9k), Sam's Club MC (3.6k), Walmart MC (1.2k)

TheLethargicAge
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Re: May 2015 Garden Cult thread please join us

Postby TheLethargicAge » Thu Apr 30, 2015 8:04 pm

I'm done with myFico. Not sure what kind of half-assed Truman Show-style credit utopia they're trying to achieve, but when even the "community leaders" are suggesting to people (albeit subtly) to do MS despite it being against their own TOS, it's impossible to take the place seriously.

http://ficoforums.myfico.com/t5/Credit- ... 5#M1113041

Check out how Nixon totally throws me under the bus: he originally agreed with me, then edited his post.

And let's not even get started on "gardening"...on my "farewell" thread, someone came up with this "brilliant" idea:

http://ficoforums.myfico.com/t5/Smorgas ... 330#M47018
Blue Cash Preferred ($24K), Costco TrueEarnings ($8K), Better Balance Rewards ($6K), CashForward ($15K), Sallie Mae Rewards ($10K), Quicksilver ($17K), AARP Rewards ($15K), Freedom ($15K), Double Cash ($16.5K), It ($28.5K), Fidelity Investment Rewards ($18K), Cash+ ($11K)

TheLethargicAge
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Re: May 2015 Garden Cult thread please join us

Postby TheLethargicAge » Thu Apr 30, 2015 8:06 pm

popamode72 wrote:Well I got my Sam's Club Credit to $10k recently on a SP so now I have two double digit limit cards at my disposal. I hope more stuff like this keeps happening as I decide to try to give more time for things to age.



"Congrats! Thanks for sharing" :ppp
Blue Cash Preferred ($24K), Costco TrueEarnings ($8K), Better Balance Rewards ($6K), CashForward ($15K), Sallie Mae Rewards ($10K), Quicksilver ($17K), AARP Rewards ($15K), Freedom ($15K), Double Cash ($16.5K), It ($28.5K), Fidelity Investment Rewards ($18K), Cash+ ($11K)

Nixon
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Re: May 2015 Garden Cult thread please join us

Postby Nixon » Thu Apr 30, 2015 8:23 pm

I didn't change my post to throw you under the bus, lol.

Also, I toned down the MS and selective freezing of reports talk and proceed to get a 7 day ban. So much for toning it down helping things. I suspect it was MVV that did the deed this time. But yeah, mods and CLs alike will PM asking and discussing about B*, MS, and Selective freezing yet turn around and give you crap about it publicly.
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CarefulBuilder14
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Re: May 2015 Garden Cult thread please join us

Postby CarefulBuilder14 » Thu Apr 30, 2015 8:23 pm

amex007 wrote:I've been in the garden until today. Went ahead and apped for Barclaycard Arrival. Although I've gotten the ED in Dec and Hyatt last month so I havent been good at all but they were nice additions.
Now I will be in the garden for a very long time since I have MR for airfare, Hyatt for hotel and Arrival for purchases here and there. Fiance has CSP so she can take care of the URs.

I take it you got the regular/no-AF Arrival? Or you went for the Arrival+? The Arrival+ does make more sense if you expect to meet the $3k spending.
Wallet: Prestige CSP SchwabPlat Freedom It Hyatt SallieMae AAPlat
SD: Arrival BrooksBros BCE ED IHG
Letting new accounts cool off since May
Really not sure what I'll add next or when

TheLethargicAge
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Re: May 2015 Garden Cult thread please join us

Postby TheLethargicAge » Thu Apr 30, 2015 8:28 pm

Nixon wrote:I didn't change my post to throw you under the bus, lol.

Also, I toned down the MS and selective freezing of reports talk and proceed to get a 7 day ban. So much for toning it down helping things. I suspect it was MVV that did the deed this time. But yeah, mods and CLs alike will PM asking and discussing about B*, MS, and Selective freezing yet turn around and give you crap about it publicly.



You should post screen shots of their PMs.
Blue Cash Preferred ($24K), Costco TrueEarnings ($8K), Better Balance Rewards ($6K), CashForward ($15K), Sallie Mae Rewards ($10K), Quicksilver ($17K), AARP Rewards ($15K), Freedom ($15K), Double Cash ($16.5K), It ($28.5K), Fidelity Investment Rewards ($18K), Cash+ ($11K)

Nixon
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Re: May 2015 Garden Cult thread please join us

Postby Nixon » Thu Apr 30, 2015 8:37 pm

Cant access my login to do it. It's not just a "read only" ban. It's a have to fire up TOR browser or put phone into 4G to read ban. 5 days left.
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kdm31091
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Re: May 2015 Garden Cult thread please join us

Postby kdm31091 » Thu Apr 30, 2015 8:43 pm

Nixon wrote:I didn't change my post to throw you under the bus, lol.

Also, I toned down the MS and selective freezing of reports talk and proceed to get a 7 day ban. So much for toning it down helping things. I suspect it was MVV that did the deed this time. But yeah, mods and CLs alike will PM asking and discussing about B*, MS, and Selective freezing yet turn around and give you crap about it publicly.


I don't think it's really a case of toning it down....they don't want it mentioned period

Nixon
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Re: May 2015 Garden Cult thread please join us

Postby Nixon » Thu Apr 30, 2015 8:48 pm

kdm31091 wrote:
Nixon wrote:I didn't change my post to throw you under the bus, lol.

Also, I toned down the MS and selective freezing of reports talk and proceed to get a 7 day ban. So much for toning it down helping things. I suspect it was MVV that did the deed this time. But yeah, mods and CLs alike will PM asking and discussing about B*, MS, and Selective freezing yet turn around and give you crap about it publicly.


I don't think it's really a case of toning it down....they don't want it mentioned period


Because people kept getting into big pissing matches over it.
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