MemberSince99 wrote:That's great you had that experience with them. They did not call me or contact me in any way not even to say "thumbs down". Of course I could get something in the mail yet I suppose.
Anyway, I have dared to open new accounts after opening their card I'm sure they would not be happy with my credit behavior. Frankly, that's their issue not mine - I really don't care and have plenty of other lenders who would like the business if they wouldn't.
So it's all good. And I'm fine with them declining it I just can't say I'm a fan of enabling that thing if they can't even process it, but they can do a hard pull. Doesn't seem like a good way to treat your customers to me. But again, they have other options and so do I.
Not sure where you stand with them payment wise (PIF or otherwise)
But I went from having to talk my way into a $1,500 CL on a Sallie Mae to being handed $5,000 on a Ring (also recently moved some CL around and when talking with Credit Analyst they commented on my excellent payment history with them, and that they like to see PIF.)