Hi everybody, i'm new here. I'm in process of rebuiding credit after years of bad choices.
I've acquired a secured mastercard, a CO QS1 and also became an authorized user on my wife's cards through CO. I was in the lower 500 range last month. Lots of medical bills, but nothing else in collections. I applied for the secured card, got it. Next I was added to my wife's accounts.
These days later, i checked my credit score through credit karma and it had risen 140+ points on transunion and equifax. It almost didn't seem right. So I checked it on quizzle. Sure enough it had. So i applied to CO QS1 and got a 2k limit.
Does this sound weird? What would make my credit jump like that as soon as my wife's card was reported? Either way I'm happy to have a first card be 2k. Has anybody else seen this before? I really appreciate the input. Great to be here. I've been taking advice for a while now and decided to contribute.