JamesMS wrote:The good thing is, you stated that it would be within the next 5 years, do you have a more precise timeframe in mind?
Not really. I'm finishing my degree this fall (after 9 years!) and my wife and I have no plans to live in NJ of our own volition. We are most likely moving back to Vermont where I have a ton of connections in the education world.
I know this all takes time, patience, and planning, that is why I want to start now. CK updated again today and it is not showing any hard pulls on TU or EQ. I think Chase pulled EX but I can't be sure. It does show the CLI and the decreased util. But my CSP is not showing yet, so util is still higher than I would like. Discover is still showing the late but I was told 7-10 days on Monday so I can wait. VSAC basically told me to pound sand. I have 14 other student loans that didn't have a problem with my deferment, but VSAC is being a pain about it.
My scores on CK have jumped from 614 a month ago to 703. I hope that goes up a bit more.
Right now I think I need to branch out my credit. I have 2 car loans and 2 credit cards through Chase. I'm feeling a little like I have all my eggs in one basket. I'm just not sure what I qualify for. Do Mortgage lenders want to see more diversity than what I have?