Has anybody else received this offer?

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paparoach429
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Has anybody else received this offer?

Postby paparoach429 » Wed Apr 22, 2015 1:03 am

I received an offer from American Express to upgrade/apply for the Platinum card with 50k bonus points after 5k in purchases in the first 3 months. I can't figure out if it would be considered an upgrade or a whole separate inquiry. At the very top of the form it says "apply today", but then it says I can do it online at americanexpress.com/upgrade platinum. The form also doesn't ask for all the usual stuff like income and everything like that, it only asks for the home telephone number, date of birth, and social security number. If anybody else has received this offer please let me know what is the case with this and is it a whole separate account, and an additional inquiry?


Ghoshida
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Postby Ghoshida » Wed Apr 22, 2015 2:05 am

I received this offer. However you need someone else to answer your actual questions.

I currently have a BCE.

I didn't go through with the app because I couldn't justify the hefty fee first year, and I don't travel that much so I'm not there in the card's demographic. I don't even know why they gave me that bonus offer.

For the PRG however, there's no bonus offer for me. The rewards are the same as on the website, but no intro offer.

None of these two are upgrades. The only upgrade for me is the BCP, but without the signup bonus, it doesn't get any love.
AMEX BCE | PRG || Barclaycard Sallie Mae || Capital One QuickSilver | Venture || Chase Freedom | Sapphire Preferred || Citi Dividend || Discover It || UFCU Great Rate || US Bank Cash+ #1 | Cash+ #2 | Club Carlson Plat | REI || Total CL $144.2k + PRG NPSL, not counting AU

JamesMS
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Postby JamesMS » Wed Apr 22, 2015 8:05 am

paparoach429 wrote:I received an offer from American Express to upgrade/apply for the Platinum card with 50k bonus points after 5k in purchases in the first 3 months. I can't figure out if it would be considered an upgrade or a whole separate inquiry. At the very top of the form it says "apply today", but then it says I can do it online at americanexpress.com/upgrade platinum. The form also doesn't ask for all the usual stuff like income and everything like that, it only asks for the home telephone number, date of birth, and social security number. If anybody else has received this offer please let me know what is the case with this and is it a whole separate account, and an additional inquiry?


If you want to be sure, that this is going to be an upgrade rather than a new app, just call American Express and ask. It sounds like it will just be an upgrade, they have been known to do this.
Main Cards:
Amex BCE
Amex Everyday
Bank of America Cash Rewards
Chase Freedom
Capital One Quicksilver
Citi Thank You Preferred

Spark Cash Back (Business), Amex Plum (Business)

takeshi
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Postby takeshi » Wed Apr 22, 2015 8:46 am

AmEx does upgrades but you 'd have to have a charge card to upgrade to the Platinum. Best way to confirm is to call.

Ghoshida wrote:I didn't go through with the app because I couldn't justify the hefty fee first year, and I don't travel that much so I'm not there in the card's demographic. I don't even know why they gave me that bonus offer.

It's just marketing like any other offer. It's up to the individual to determine if the offer suits the individual.



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