Applying for Chase Marriott -- hard pull if I already have a Chase card?

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popamode72
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Postby popamode72 » Tue Apr 14, 2015 7:31 pm

CarefulBuilder14 wrote:Marriott is a great card for:
1. People with very predictable travel plans that are confident they'll be staying at a Cat 1-4 (or 1-5 after the first year) Marriott within a 6-month timeframe most years. For me, those restrictions are a bit too much.
2. People who stay at Marriott properties frequently and can really benefit from elite status. By this, I mean Gold or above.

I really have to wonder if this card would be nearly as popular as it is for everyday spending if it wasn't black and made of metal. Marriott points just so rarely have a decent cent-per-point value. I don't see what's so exciting about automatic Silver status with the card - it's at Gold where the real benefits begin. And to go from the status the card starts with all the way to Gold would require $105,000, or 35 qualifying nights, or some combination thereof each year.

Booking through the Marriott website with a CSP, you can get 10 Marriott points and 2 UR points per dollar. With the Marriott card and Silver status, I think you get either 17 or 18 Marriott points (I'm not sure if the 20% bonus applies to the 5 points from the Marriott card, too.) Unless the URs are used for a great Hyatt room or United flight, the Marriott points are probably going to be worth more - but not that much more - and that's spending at the hotel itself (not everyday spending).

For all other spending (non-travel as well as non-Marriott travel) there are many cards can easily crush Marriott in reward value.

I like Marriott hotels, but I'd rather pay with a CSP.

I can now fully understand and agree with your assessment of the card. Unless there's some increased sign up offer for it that's more than 70k points, I don't see it being worth it for a lot of people.
Macy's TLs (21k), Lowes (17k), CSP (10k), Sam's Club (10k), Nordstrom (5k), AARP (4.2k), Freedom (3k), Discover (1.5k), Quicksilver (2k), BoA (3k), Barclaycard Arrival (2.5k), Amazon Store (6k), Paypal (4.9k), Sam's Club MC (3.6k), Walmart MC (1.2k)


amex007
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Postby amex007 » Wed Apr 15, 2015 9:34 am

CarefulBuilder14 wrote:I really have to wonder if this card would be nearly as popular as it is for everyday spending if it wasn't black and made of metal. Marriott points just so rarely have a decent cent-per-point value. I don't see what's so exciting about automatic Silver status with the card - it's at Gold where the real benefits begin. And to go from the status the card starts with all the way to Gold would require $105,000, or 35 qualifying nights, or some combination thereof each year.


It's made of metal? interesting. guess its like the CSP then, nice feature for the card
Amex Gold NPSL | Amex ED 28500 | Barclaycard Arrival 17500 | Hyatt visa signature 5000
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CarefulBuilder14
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Postby CarefulBuilder14 » Wed Apr 15, 2015 9:42 am

amex007 wrote:It's made of metal? interesting. guess its like the CSP then, nice feature for the card


Case in point.

Or was that a joke?
Keeping indefinitely: IHG, SchwabPlat, CSP, Discover, Freedom, ED, BCE, Hyatt
May close or PC: Prestige, Arrival, BrooksBros
AA Platinum converting into Costco

Might add: Proper business card, CSR, Ritz, Delta Gold, First Tech
Letting new accounts cool off since May

amex007
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Postby amex007 » Wed Apr 15, 2015 9:56 am

CarefulBuilder14 wrote:Case in point.

Or was that a joke?


haha nah i wouldnt get it bc marriot pts arent worth much and the 6 mo expiration date for annual stay is too short. but i wouldnt mind having a metal card since i dont have one, its a nice feel.
Amex Gold NPSL | Amex ED 28500 | Barclaycard Arrival 17500 | Hyatt visa signature 5000
sockdrawer-- GM 4000 | Unionplus 2200
EX 795 EQ 786 TU 790

popamode72
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Postby popamode72 » Wed Apr 15, 2015 11:06 am

amex007 wrote:haha nah i wouldnt get it bc marriot pts arent worth much and the 6 mo expiration date for annual stay is too short. but i wouldnt mind having a metal card since i dont have one, its a nice feel.


It feels cool at first but that effect quickly wears off though with the Ritz, you'll get looks from people saying how heavy it is.
Macy's TLs (21k), Lowes (17k), CSP (10k), Sam's Club (10k), Nordstrom (5k), AARP (4.2k), Freedom (3k), Discover (1.5k), Quicksilver (2k), BoA (3k), Barclaycard Arrival (2.5k), Amazon Store (6k), Paypal (4.9k), Sam's Club MC (3.6k), Walmart MC (1.2k)

jcarte29
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Postby jcarte29 » Wed Apr 15, 2015 4:01 pm

Well I bit the bullet, maybe I should have never been nervous at all, but I have the Marriot Card comin soon! :) :)
Portfolio:
CITI Diamond Preferred $7,000 [06-16]
AMEX Platinum (Charge) [11-16]
AMEX EDay $12,000 [11-14]
Lowes Store $15,000 [4-14]
CSP VISA $6,000 [7-14]
GM MC $9,000 [9-14]
AAdvantage Red MC $10,350 [10-14]
Discover IT $4,500 [03-15]
Chase Marriott VISA $5,000 [04-15]
Cap One Quick $2,600[4-10]

popamode72
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Postby popamode72 » Wed Apr 15, 2015 4:03 pm

jcarte29 wrote:Well I bit the bullet, maybe I should have never been nervous at all, but I have the Marriot Card comin soon! :) :)


Great job! It's good to know you're not at your max with Chase yet.
Macy's TLs (21k), Lowes (17k), CSP (10k), Sam's Club (10k), Nordstrom (5k), AARP (4.2k), Freedom (3k), Discover (1.5k), Quicksilver (2k), BoA (3k), Barclaycard Arrival (2.5k), Amazon Store (6k), Paypal (4.9k), Sam's Club MC (3.6k), Walmart MC (1.2k)

jcarte29
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Postby jcarte29 » Wed Apr 15, 2015 4:06 pm

popamode72 wrote:Great job! It's good to know you're not at your max with Chase yet.


It's AWESOME to know I'm not at my max with Chase yet especially since they have my mortgage and a car note! (and a paid off car note from 2 years ago LOL).
Portfolio:
CITI Diamond Preferred $7,000 [06-16]
AMEX Platinum (Charge) [11-16]
AMEX EDay $12,000 [11-14]
Lowes Store $15,000 [4-14]
CSP VISA $6,000 [7-14]
GM MC $9,000 [9-14]
AAdvantage Red MC $10,350 [10-14]
Discover IT $4,500 [03-15]
Chase Marriott VISA $5,000 [04-15]
Cap One Quick $2,600[4-10]

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CarefulBuilder14
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Postby CarefulBuilder14 » Wed Apr 15, 2015 6:21 pm

Well, I'm glad that you got what you wanted. What exactly was the appeal of the card for you?
Keeping indefinitely: IHG, SchwabPlat, CSP, Discover, Freedom, ED, BCE, Hyatt
May close or PC: Prestige, Arrival, BrooksBros
AA Platinum converting into Costco

Might add: Proper business card, CSR, Ritz, Delta Gold, First Tech
Letting new accounts cool off since May

jcarte29
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Postby jcarte29 » Wed Apr 15, 2015 7:23 pm

CarefulBuilder14 wrote:Well, I'm glad that you got what you wanted. What exactly was the appeal of the card for you?


One reason was to have a second signature VISA and a second credit line from Chase after I unsuccessfully attempted a CLI on my CSP earlier in the year (6 months after getting it)

Another reason was to create a relationship with Marriot rewards. I'm gonna do some traveling for both personal and business throughout this year and beyond and I really like the affordability of their chain while offering better luxury than Choice hotels (I just stayed at a Sleep INN and wasn't too impressed)

My Dad normally reserves Marriot rooms for family trips and I've always been impressed with them, so to think I can start building that same loyalty is a little satisfying too lol.
Portfolio:
CITI Diamond Preferred $7,000 [06-16]
AMEX Platinum (Charge) [11-16]
AMEX EDay $12,000 [11-14]
Lowes Store $15,000 [4-14]
CSP VISA $6,000 [7-14]
GM MC $9,000 [9-14]
AAdvantage Red MC $10,350 [10-14]
Discover IT $4,500 [03-15]
Chase Marriott VISA $5,000 [04-15]
Cap One Quick $2,600[4-10]



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