- Centurion Member
- Posts: 4913
- Joined: Sun May 20, 2012 4:35 pm
- Location: WI
Venture is probably not feasible for a 651. Remember that's one of their "prime" cards, we aren't talking about the 39 annual fee, 300 to 500 limit with one CLI ever on the card, and no rewards here - that's their flagship card basically. They at least used to be picky on their prime cards. I think an Amex Green *might* be easier to get than Cap One - I found Cap One was more sensitive to inquiries on their prime cards than Amex, but that's just my personal experience (I applied for one of their prime cards years ago and was declined for inquiries).
Just some info that might save you 3 hard pulls for nothing. I'd try Barclays or one of the student cards (Discover or BofA - they may allow you a secured card as well). With a 651, it's really going to be hit and miss and depend on your overall profile. Worse comes to worse, do the shopping cart trick for ONE card that you will use, pay in full every month for 6 months to a year then go for prime when your score goes up at least 30 points or so. Whatever you do, don't go bananas and apply for every Commenity card - just take my word that someday you will wish you hadn't done that.