Credit Card stolen now balance of $8,000+

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InCreditWeTrust
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Credit Card stolen now balance of $8,000+

Postby InCreditWeTrust » Wed Apr 01, 2015 11:52 am

Someone stole my credit card information and now I have a balance of $8,000+ :mad: I had a zero balance on this card and worked very hard to pay it off.

I called the credit card company reported the card stolen but they are asking for proof the card is stolen! They told me the charges on my card are considered legitimate despite the fact I told them it wasn't me who made these charges. The credit card company as of now told me I am RESPONSIBLE until the issue is resolved.

Charges show someone bought a Breitling watch, ammunition, jewelry, MacBook pro laptop, and other electronics products.

I then called the police, police came to my house and conducted an investigation. Feds may get involve because the thief may have committed Federal crimes as well


Please tell me what else can I do? I am thinking about getting a lawyer.


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CarefulBuilder14
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Postby CarefulBuilder14 » Wed Apr 01, 2015 12:59 pm

Which CC company is this? How long ago did the fraudulent transactions begin?
Warranties and sketchy merchants: Schwab Platinum
Price rewind: Costco
Travel insurance: Prestige, CSP
Perks: IHG, Hyatt
Rewards/Offers: Discover, Freedom, ED, BCE
Taxes/Misc: SPG

Limited value, might close: Arrival

Might add: First Tech, proper business card

luvbullmarkets
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Postby luvbullmarkets » Wed Apr 01, 2015 1:36 pm

Please tell me this is a bad April Fools joke.
Amex PRG, Amex EveryDay, Amex BCE, Barclaycard Arrival, Cap One Venture One, CSP, Chase Freedom, Discover it, Macy's Star Card, Wells Fargo Propel 365 Amex, Wells Fargo Visa Sig

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oldsoldier
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Postby oldsoldier » Wed Apr 01, 2015 2:20 pm

I hope so, I still wonder why anyone in this day and age wouldn't have alerts set up on there cards to monitor transactions.
BoA Cash Rewards $13,000
Chase Sapphire Preferred $14,000
BoA Better Balance $12,000
Amex Every Day $24,000
Discover It $24,000
NFCU Cash Rewards $25,200
Barclay Arrival WMC $10,000
Cap One QuickSilver WMC $7,200
WF Cash back Visa Sig $11,000
Citi Thank You Premier $13,500

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CarefulBuilder14
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Postby CarefulBuilder14 » Wed Apr 01, 2015 2:24 pm

luvbullmarkets wrote:Please tell me this is a bad April Fools joke.


I thought it might be, but figured if the OP was serious, then such an attitude wouldn't be very welcome. OP isn't really a regular who might put the effort into a prank.
Warranties and sketchy merchants: Schwab Platinum
Price rewind: Costco
Travel insurance: Prestige, CSP
Perks: IHG, Hyatt
Rewards/Offers: Discover, Freedom, ED, BCE
Taxes/Misc: SPG

Limited value, might close: Arrival

Might add: First Tech, proper business card

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InCreditWeTrust
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Postby InCreditWeTrust » Wed Apr 01, 2015 2:36 pm

April Fools

;)

amex007
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Postby amex007 » Wed Apr 01, 2015 4:11 pm

I dont think u fooled any of us.
Amex Gold NPSL | Amex ED 28500 | Barclaycard Arrival 17500 | Hyatt visa signature 5000
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Gamma
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Postby Gamma » Wed Apr 01, 2015 6:09 pm

You had me until you said "they are asking for proof the card is stolen". Any credit card company that would say that to me I would toss it out the trash. I don't even know how one would get proof the card was stolen.

takeshi
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Postby takeshi » Thu Apr 02, 2015 9:51 am

InCreditWeTrust wrote:I called the credit card company reported the card stolen but they are asking for proof the card is stolen!

Might have been your choice of words if you indicated that that card itself was stolen versus having your card info stolen. Despite that, most card companies I've used have a better customer-oriented fraud department. Which company is this? Get the police report filed and submitted to them.

Gamma
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Postby Gamma » Thu Apr 02, 2015 3:50 pm

takeshi wrote:Might have been your choice of words if you indicated that that card itself was stolen versus having your card info stolen. Despite that, most card companies I've used have a better customer-oriented fraud department. Which company is this? Get the police report filed and submitted to them.

This was an April fools post. See 3 post above yours.



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