CarefulBuilder14 wrote:...Why not carry your Quicksilver?
The quicksilver I have is the limited one Cap One offers (not the one that has additional benefits) and I shelved it. I would close it completely because I don't care about it at all *besides* that it's my oldest card and it's important to keep it open.
[/QUOTE=CarefulBuilder14;77269] sounds like you need cash statement credits more than you need a brand new vehicle or travel points. Or is frequent travel with rental cars or flying US Airways necessary for your work? I don't see any reason you should be using the BuyPower card.[/QUOTE]
I actually work for Chevy, so while I don't need the rewards towards a new GM vehicle (I can work a better deal than the rewards would give me LOL) I have it because it's a great selling point to my customers, it's a World MC (is that similar to Signature VISA?), and it's still 0 percent for 5 more months in the event I do need to use it more (I just received a CLI on it).
[/QUOTE=CarefulBuilder14;77269]Go for a BT, since paying off $3500 at 15.99%, even if you can find a little extra money here and there, is going to be painful. But I'd really try to pay it off soon. If you need the 21 months (almost to 2017!) then paying a 3% fee for a 0% interest card will be better than no fee and a moderate APR.[/QUOTE]
Couldn't agree more with you on this point. I'm leaning towards Discover, but I would like to hear from Discover card holders to get your take. I'll take a look at the Discover thread as well.