- Centurion Member
- Posts: 3941
- Joined: Thu May 08, 2014 7:42 pm
- Location: United States
The Sapphire Preferred (which is often called 'CSP' here) has a $5k minimum credit limit. It would be unusual for a lender to give an unsecured card with an limit that high to someone with little history. Chase, from what I can tell, likes to see that a customer already has a card with a comparable limit.
Since you have the cash, I'd go for a low/no fee secured card with modest rewards from a credit union.
Keeping indefinitely: IHG, SchwabPlat, CSP, Discover, Freedom, ED, BCE, Hyatt
May close or PC: Prestige, Arrival, BrooksBros
AA Platinum converting into Costco
Might add: Proper business card, CSR, Ritz, Delta Gold, First Tech
Letting new accounts cool off since May