Barclaycard Sallie Mae Approval

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liberate
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Posts: 24
Joined: Wed Dec 04, 2013 10:15 am
Location: Iowa

Barclaycard Sallie Mae Approval

Postby liberate » Thu Mar 12, 2015 2:24 pm

I just saw that my TU FICO from Discover has gone up from last month even after the recent pull for Chase Freedom, so I thought "what the heck" and applied for the Sallie Mae card I've been reading about. Instant $5k approval :cool: , which was surprising after I'd read about users waiting days for an app decision. The Barclaycard mobile app looks nice and easy as well.

I think my plan will be to sit tight for awhile and do a line of CLI inquiries this fall when I've moved into a new apartment (less rent cost) and built some history with the new cards. My next concern is what AmEx is going to do with my TE account. I'd like to keep an AmEx card, so I'll wait and see what they decide to do next year.

Cheers all.
It: $19.5k
TrueEarnings: $12k
Sallie Mae: $5k
Freedom: $2.5k

Best Buy: $8k
Kohl's: $0.8k

Discover TU FICO: 754 (6/2015)
Building credit while completeing grad school. Three long years to go...


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CarefulBuilder14
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Posts: 4494
Joined: Thu May 08, 2014 7:42 pm
Location: United States

Postby CarefulBuilder14 » Thu Mar 12, 2015 2:45 pm

Congrats! It's a useful card. The website makes it fairly easy to track your spending and rewards.

I'll be getting back to using mine once the Freedom grocery category ends.
Warranties and sketchy merchants: Schwab Platinum
Price rewind: Costco
Travel insurance: Prestige, CSP
Perks: IHG, Hyatt
Rewards/Offers: Discover, Freedom, ED, BCE
Taxes/Misc: SPG

Limited value, might close: Arrival

Might add: First Tech, proper business card



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