notcool wrote:If you mostly spend on groceries and gas and you only spend modestly I would think the sallie Mae that you already have is ideal. Quicksilver ,freedom, and discover are all good cards in my view. Maybe adding one makes sense if you can take advantage of a sign up bonus or extra rewards.
Yeah only reason I'm looking at the others is for coverage and the extra rewards since I like min/maxing. Like I know it's minor but hey if I'm gonna watch Age of Ultron and other movies this summer, I might as well try to get the max cashback with Discover or another card. And of course for when I eat out.
Like right now I'm thinking both Discover and Freedom just because Discover isn't accepted everywhere so it would be nice to have the Freedom visa as a backup and for the categories/building up for chase rewards.
Am also looking to get a card for the bills since before I finally got approved for a CC, everything was paid with debit so I'd love to get some cashback/points since I love getting money for money I was already going to spend. Otherwise nowadays my debits just sit in a sock drawer and are only used to pay bills.
But yeah I'm not going to spend more just to get more rewards for money I don't have, rather I just want to have em so when I do spend I'm getting the best bang for my buck.
Though I have read it can be better to try to spend on 1 card if I wanted to build up for a big ticket reward.