You don't need to "build relationship" just for the sake of doing so. The benefit of "relationship" is overstated in many credit card fora. If your credit qualifies you'll be approved. If you credit has issues then relationship isn't going to overrule your credit issues.
Again, determine your needs/wants and find specific products that fit.
paparoach429 wrote:Also, isn't it true about banks reaching a limit in which they will extend credit to?
Of course. No creditor will extend infinite credit.
paparoach429 wrote:I have almost 20k with Chase. I know alot of you guys have alot more, but for my age, income and credit file I don't know how much more they would extend to me.
There's no sense in worrying about it until you run into it. If you hit your internal limit when applying for another Chase card you can reallocate to open the new card.
There's no way you'll be able to determine how much each creditor is willing to extend to you until you run into a denial.